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    Top 5 Value For Money Smartphones In 2022


    This buying guide article talks about the highest value for money devices based on price to performance ratio, user reviews, and more. All for under ₹15,000!

    By Shantanu | 
    Updated: 7th Jan 2022 12:31 IST

    Table Of Contents

    • 1
      Samsung Galaxy M32
    • 2
      Moto G40 Fusion
    • 3
      Nokia 5.4 6GB RAM
    • 4
      Samsung Galaxy M21
    • 5
      Nokia G20
    • 6

    Highlights of the Story

    • We have ranked the top 5 best smartphones with the lowest prices to help you save time and money.
    • There are a lot of different factors to consider when purchasing a new phone. We’ll explore what to look for when purchasing an affordable smartphone, and the current best phones on the market.

    Gone are the days when smartphones were only available to a select group of high-end users who could afford a phone costing Rs. 30000 or more. Due to technological advancements and the influx of global competitors into India, users now have the freedom to select their preferred mobile device from an exceptional range of available options. While there are numerous options in various price segments, affordable smartphones priced between Rs. 10000 and Rs.15000 are the most popular among Indian consumers. Thus, Cashify presents this maximum bang for your buck special for 2022!

    This segment is popular because many smartphone manufacturers, including Samsung, LG, Asus, Lenovo, Motorola, Xiaomi, Micromax, Coolpad, Gionee, Huawei’s Honor, and others, are shifting their focus from low to mid-range phones with excellent hardware specifications and superior design. As a result, they may be the best value for money smartphones, light on most budgets.

    Related read: AMOLED vs OLED: Which Is Better And Why?

    Let’s begin!

    Samsung Galaxy M32

    The Galaxy M32

    With its Galaxy M series, Samsung has managed to compete in the budget mid-range segment. The device’s main selling points are its long battery life and high-quality screen. The company is now producing phones with improved camera capabilities as well. 

    The Galaxy M32 is the newest member of the M series. This value for money smartphone has a 6.4-inch Super AMOLED display with a resolution of 1080×2400 pixels. The screen has a waterdrop notch for the selfie camera and a pixel density of 411 PPI. 

    The MediaTek Helio G80 chipset powers the Galaxy M32, which has 6GB of RAM and 64GB of internal storage that can be expanded to 512GB via the hybrid card slot.

    The new Galaxy M series device features a quad rear camera with a 64MP sensor and an 8MP ultra-wide-angle sensor, a 5MP camera, and a 5MP depth sensor. 

    It has a 20MP selfie camera on the front that also supports video calls. The phone comes with a 6000mAh battery that supports fast charging via the USB Type C port. 

    Related read: Sell Old Samsung Galaxy M32 5G

    The phone also has an on-screen fingerprint sensor, face unlock, and a headphone jack. The Galaxy M51, Galaxy M31s, and Galaxy M21 are also popular phones in the Samsung Galaxy M series.

    Best Price: ₹ 14,920 (on Amazon)

    Moto G40 Fusion

    The Moto G40 Fusion is the latest value for money smartphone in the company’s G-series lineup. The brand’s mid-range offering features a 6.78-inch IPS LCD with a resolution of 1080 x 2460 pixels. 

    It has a punch hole cut out in the centre for the selfie camera. The Qualcomm Snapdragon 732G mid-range chipset is paired with 4GB of RAM in the smartphone. The phone has a triple rear camera setup with a 64MP primary camera for imaging duties. It has an 8MP ultra-wide-angle camera and a 2MP depth camera. 

    In the front, there is a 16MP selfie camera that can also be used for video calling. The phone has 64GB of internal storage for user files and data.

    As for storage, users can also use a microSD card to expand their memory up to 256GB. With a massive 6000mAh battery capacity, the Moto G40 Fusion is a powerhouse. The battery can be recharged quickly thanks to fast-charging support. 

    Related  read: Sell Old Motorola Moto G40 Fusion

    The smartphone is powered by the Android v11 operating system. Moto’s notable smartphones include the Moto G 5G, Motorola One Fusion Plus, and Moto G9 Power.

    Best Price: ₹ 13,999 (on Amazon)

    Nokia 5.4 6GB RAM

    HMD Global struggled to launch phones in 2020, owing primarily to pandemic-related issues. The company has also delayed its products for other markets. However, we are gradually seeing them refresh the existing lineup. 

    The Nokia 5.4 6GB RAM variant is the most recent value for money smartphone to make its mark. The most recent Nokia phone on the market features a 6.39-inch HD+ display with a resolution of 720×1560 pixels. This corresponds to a pixel density of 269 PPI. 

    Corning Gorilla Glass 3 is used to protect the screen from drops and scratches. The Nokia 5.4 is powered by an octa-core Snapdragon 662 processor and has 6GB of RAM and 64GB of onboard storage.

    The dedicated microSD card slot allows you to expand the storage space up to 512GB. The phone currently runs on the stock Android 10 operating system, with the promise of receiving Android 11 in the coming months. 

    Fortunately, Nokia was able to improve its imaging capabilities with its mid-range phone. It features four rear cameras: a 48MP sensor, a 5MP wide-angle sensor, a 2MP sensor, and a 2MP depth sensor. 

    The phone has a 16MP selfie camera on the front. The battery on this Nokia phone is 4,000mAh and supports 10W charging via a USB Type C port. The phone has a 3.5-mm headphone jack and a fingerprint sensor on the back. 

    Related read: The Nokia 7.2 and Nokia 4.3 are two other highly popular Nokia phones.

    Best Price: ₹ 14,499 (on Flipkart)

    Samsung Galaxy M21

    Samsung Galaxy M21 2021 is the company’s most recent M-series offering. The device is the Galaxy M21’s successor (2020). This newer Samsung offering features a 6.4-inch Super AMOLED display with FHD+ 1080 x 2400 pixel resolution. 

    The aspect ratio of the display panel is 20:9, and the pixel density is 411PPI. The Galaxy M21 2021 runs on Samsung’s Exynos 9611 chipset, which usually pairs with the Mali-G72 MP3 GPU. 

    The device has 4GB of RAM and 64GB of storage space. On the software front, the device comes with Android 11 and the OneUI 3.1 skin pre-installed.

    The M21 2021 employs a triple-camera setup, which includes a 64MP primary main camera, an 8MP ultra-wide-angle lens, and a 5MP depth camera. A 20MP camera handles the selfie department on the M21 2021. 

    The device’s basic connectivity features include 4G VoLTE, dual-SIM support, Wi-Fi 802.11 b/g/n/ac, Bluetooth v5.0, GPS, a 3.5mm audio jack, and a USB Type-C port. This neat and affordable smartphone boasts a 6000mAh battery with 18W fast charging support. 

    Related read: Sell Old Samsung Galaxy M21

    Samsung’s other popular mobile phones are the Galaxy M51 and Galaxy M11.

    Best Price: ₹ 12,999 (On Reliance Digital)

    Nokia G20

    HMD Global, a Nokia-brand licensee, released the Nokia G20, which aims at the value for money smartphone market. The new G-series phone is available in two colour options: Glacier and Night. 

    The phone has a 6.5-inch IPS LCD with a resolution of 720 x 1600 pixels and a 20:9 aspect ratio. This value for money smartphone runs on a 2.3 GHz MediaTek Helio G35 octa-core processor with 4GB RAM. 

    The new G-series phone has an IPX2 rating, making it splashproof. In terms of optics, the phone has a quad-camera setup on the back (48MP+5MP+2MP+2MP) and a single 8MP camera on the front. 

    Additionally, the phone includes OZO Audio for a better audio experience when recording videos.

    The Nokia G20 comes with 64GB of internal memory, which can expand up to 512GB via a microSD card. 

    The phone’s power requirements are met by the impressive 5050mAh battery, which supports 10W fast charging. This affordable smartphone runs on the Android v11 operating system, and the company promises up to two years of OS updates and three years of monthly security patches. 

    Related read: Sell Old Nokia G20 (4 GB/64 GB)

    Nokia’s other popular smartphones include the Nokia 5.4 (64 GB), Nokia 6.1 Plus (6GB RAM), and Nokia 9.

    Best Price: ₹ 12,490 (on Amazon)


    That was an overview of the top 5 most value for money smartphones today! We explain the top 5 phones in order of their value for money to performance ratio, starting with number one.

    Turn around your ageing electronics to redeem some of your investment. Sell phone online, or recycle old phone! Quick sale and eco-friendly recycling are available via Cashify.


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