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WhatsApp Payments Starts Rolling Out In Brazil


After months of testing the feature in India and elsewhere, WhatsApp is finally rolling out the Payments feature starting with Brazil followed by other countries that will be added in the roaster soon.

By Narender Kumar - 
16th Jun 2020
WhatsApp Payments

Highlights of the Story

  • WhatsApp finally released the Payments feature after months of trial.
  • The payments feature is already rolling out in Brazil with free transactions for users and 3.99% fee for businesses.
  • It will use Facebook Pay instead of the preliminary UPI method that was a trial in India.

There has been a lot of buzzes around when exactly WhatsApp will roll out the feature to send money on WhatsApp as earlier the company was believed to have been working on. Apparently, WhatsApp has started rolling out the WhatsApp Payment Features to smartphone users starting with Brazil where the feature will first roll out before intercepting devices elsewhere.

This was later confirmed by an announcement by WhatsApp itself. As per what we know so far, WhatsApp users will be able to send money to people they know or they don’t (to pay for products or services) without charging a fee on it although businesses will be charged a 3.99% to receive the payments which are basically 3.99 rs or a 100 rs transaction.

Furthermore, the WhatsApp Payment Features will be handled by Facebook Pay and will be able to process payments supporting Mastercard and Visa debit cards. It has partnered with Nubank, Sicredi, Banco Do Brasil in Brazil whereas the Facebook-owned giant has integrated Cielo as its payment processor as well.

Also Read: WhatsApp Developing New ‘Search By Date’ Feature

The feature will be kept secured by a six-digital PIN or fingerprint impression to complete the transaction. As per the blog post, there are over 10 million small and micro businesses in Brazil that would be able to use the WhatsApp Features such as the Payments feature without any hassle.

Also Read: Soon: Access Your WhatsApp Account On Multiple Devices Simultaneously

Facebook is considered as one of the reasons why WhatsApp never rolled out the full-fledged payment feature in India. This is because WhatsApp has been testing the payments feature for quite a long time in India although as a trial method that uses UPI instead of Facebook Pay. WhatsApp currently serves to over 400 million monthly users in India while Brazil is in second position with over 120 million MAUs.

Also Read: WhatsApp Will No Longer Support These Devices






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