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How To Take EMI On Cashify?


Don’t know how to take EMI on Cashify? Your trusted platform for buying refurbished mobile phones and gadgets has a lot of ways to make the process convenient for its customers. It won’t take a lot to realise your tech dreams anymore. Read the article to find out your convenient options.

- Updated: 14th Feb 2024, 17:17 IST
  • 1
    Cashify- Your Ultimate Tech Buddy!
  • 2
    Process On How To Take EMI On Cashify!
    • Step 1: Find Your Ideal Device
    • Step 2: Choose the EMI Option
    • Step 3: Avail Your Choice Of EMI
    • Step 4: Navigate the EMI Application
    • Step 5: Confirm and Enjoy!
  • 3
  • 4
    FAQ: Your Questions!
    • What Is The Cashify Debit Card EMI Eligibility?
    • What is Cashify SBI credit card EMI?
    • Does Cashify have EMI Option?
    • What is Cashify No-Cost EMI credit card?
    • What is the Cashify EMI Option without credit card?
    • Why is the Cashify EMI Option not showing?

Ever longed for a new gadget but found the upfront cost a hurdle? Worry no more! Cashify is one platform that offers the utmost convenience to its customers. The Cashify EMI option is available in various services, letting you seamlessly divide and spread the payment and bring your tech dreams to life. In this article, we will tell you how to take EMI on Cashify and the other details you need to know when exploring this platform.

Also Read: How Irresponsible Disposal Of Electronics Is Hurting Our Environment?

Cashify- Your Ultimate Tech Buddy!

Cashify is a multifaceted platform catering to the diverse needs of smartphone users. Primarily, it provides facilities for buying and selling pre-owned mobile phones, laptops, and other electronic gadgets, offering instant cash for used devices. Moreover, Cashify empowers customers by providing the option to upgrade to newer models using the funds acquired from selling their old devices.

They offer a wide range of devices, so you’re sure to find what you need. But many people have difficulties in providing the full amount upfront, or they don’t just want to. Honestly, for many, EMI is a smart investment decision.

Cashify partners with several financial institutions to provide EMI (Equated Monthly Installment) options, making your upgrade even more accessible.

Also Read: Best Place To Buy The Refurbished Samsung Galaxy S23 Ultra!

Process On How To Take EMI On Cashify!

Read on to unlock the secrets of Cashify’s EMI feature and turn your wishes into reality.

Step 1: Find Your Ideal Device

Start by browsing Cashify’s vast selection of phones, tablets, laptops, and other electronics. Read the product descriptions carefully to ensure it meets your needs and budget.

Purchasing device via Cashify

Step 2: Choose the EMI Option

Head to the checkout page, where you’ll see various payment methods. Choose “EMI” to begin your journey to hassle-free instalments. You will be directed to enter your details like email id, shipping address and so on. After you complete that, click on ‘Continue to Payment’

Payment modes

Step 3: Avail Your Choice Of EMI

You have three ways to initiate the EMI Payments:

  • EMI Debit/Credit: Cashify collaborates with renowned financial institutions such as Axis Bank and SBI Bank for No-Cost EMI to provide customers with flexible payment options. It means there will be no down payment.
  • Cashless EMI: For this, you don’t need to provide Credit or Debit card details. However, there will be a fraction of the payment amount that you will have to pay in the down payment.
  • Easy EMI: This is another cardless payment method. Here, you will not need a debit or credit card. However, keep your PAN number handy.

Also read: Look At These 7 Key Features Of Snapdragon 8 Gen 3 In Upcoming Samsung Galaxy S24!

Step 4: Navigate the EMI Application

Based on your chosen partner, you’ll be redirected to their platform for a simple online application.

If you have chosen EMI Debit/Credit: You’ll need to choose the specific EMI provider or bank that offers this service.

  • Select the EMI Plan, which will include the payment breakdown and tenure details.
  • Be prepared to provide basic information and bank card details.
  • Click on ‘Proceed To Pay’
emi via credit or debit

Choosing Cashify Cashless EMI: The Snapmint option will be auto-selected.

  • Click on ‘Proceed to Pay’. On the next page, you will get the whole breakdown of the payment process. The downpayment amount, duration and so on.
  • Browse the EMI Plans and select your EMI tenure.
choosing emi tenure
  • Enter your registered mobile number. An OTP will be sent to your number for verification. Enter the OTP and continue.
how to take EMI on Cashify via Cashless process

If you have chosen Easy EMI: Tick the box for agreeing to terms and condition and proceed.

  • Fill in the personal information like email id, DOB, PAN card and proceed.
  • On the next page, you fill in details like Pincode and address type.
  • Fill in your personal financial information, such as monthly income.
  • After filling in all the prompted details, select a loan offer and proceed.
how to take EMI on Cashify via Easy EMI

Step 5: Confirm and Enjoy!

Once your EMI application is approved, confirm your order, and voila! Your gadget is on its way.


  • Specific steps may vary depending on the EMI partner and product. Always double-check the information and terms on Cashify’s website.
  • When opting for EMI, ensure you can manage the monthly payments comfortably.
  • For any assistance, visit Cashify’s website or contact the helpful customer support team.
  • Compare interest rates and processing fees of different EMI partners before choosing.
  • Carefully read and understand the agreements and terms associated with EMI to avoid misunderstandings.

You can check out the video to get a step-by-step idea on how to take EMI on Cashify.


In conclusion, with the Cashify EMI option readily available, shoppers can make their purchases more affordable and convenient. By keeping an eye on the website for exclusive offers and deals, users can take full advantage of this feature. Now that you are clear about how to take EMI on Cashify, you can have a seamless and budget-friendly shopping experience.

Also Read: Reality Of Refurbished Mobile Phones – Now You Will Be Shocked!

FAQ: Your Questions!

What Is The Cashify Debit Card EMI Eligibility?

Currently, the Cashify Debit Card EMI option is available exclusively through HDFC Bank. This option provides both no-cost EMI plans for 3 months and 6 months tenure, as well as standard plans extending up to 18 months.

What is Cashify SBI credit card EMI?

Cashify SBI Credit Card EMI offers both no-cost EMIs for 3 months and 6 months tenure, along with standard plans that extend up to 24 months. This provides flexibility for customers to spread out their payments over a longer period.

Does Cashify have EMI Option?

Yes, Cashify offers flexible payment options through EMI to its customers. You can choose to avail of debit/credit EMI or opt for easy cardless EMI plans. We have mentioned how to take EMI on Cashify in the article.

What is Cashify No-Cost EMI credit card?

The Cashify No-Cost EMI credit card option enables customers to make purchases without incurring any additional interest charges when paying in instalments. To avail of this facility, customers simply need to select the EMI option during checkout and choose their preferred credit card for the EMI plan. This feature allows for greater affordability and flexibility, making it easier for customers to manage their finances while enjoying their desired devices.

What is the Cashify EMI Option without credit card?

Cashify provides two EMI payment options that don’t necessitate a credit or debit card. Firstly, there’s the cardless EMI, which only requires mobile verification for processing. Additionally, there’s the Easy EMI option, offering flexibility in payments without the need for a credit or debit card.

Why is the Cashify EMI Option not showing?

The Cashify EMI option may not show due to factors like product eligibility or the chosen payment method. To access it, follow the steps on the website: select EMI at checkout and ensure your product qualifies. Availability varies based on bank partnerships. For help, check Cashify’s site or contact customer support.

Also Read: What’s New? Xiaomi’s HyperOS Eligible Devices Complete List & Release Date!

If you’ve just bought a new phone and don’t know what to do with your old phone, then here’s your answer. Sell old mobile to Cashify and get the best price for it. If you are planning to buy a new phone, check out Cashify’s refurbished mobile phones. You can get your favourite phone at almost half price with 6 6-month warranty, 15 days refund and free delivery.


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Highlights of the Story

  • In this article, learn how to take EMI on Cashify- the popular platform to buy, sell, and repair smartphones.
  • The EMI option is available both offline and online for plenty of devices.
  • Learn how you can get your dream device without paying the full amount upfront.

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