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WhatsApp Targets Paytm, GPay, With QR Code Payments In India

- Updated: 18th Feb 2022, 09:03 IST
  • 1
    How to transfer money using WhatsApp’s UPI (Unified Payments Interface) feature?
  • 2
    What is the procedure for creating a UPI ID?

WhatsApp has now integrated the UPI QR code Scanner into the WhatsApp Payments feature for Indian customers. Now, you may pay directly via your connected bank account to vendors, businesses, or anybody.

To complete the transaction, you only need to scan the QR code, just like any other online payment options such as Paytm, Google Pay, and PhonePe. The instant messaging app owned by Meta will be in direct competition with the fintech companies listed above in the financial business. According to the company, WhatsApp Payments is already accessible to practically all India’s users.

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The WhatsApp tracker WABetaInfo noted WhatsApp’s current status. The platform informs us that this new function is now accessible to users in the country.

You may quickly transfer money to your connections by following the same procedure. Paying at a nearby shop or vendor is as simple as tapping on the camera icon and scanning the QR code, entering the amount, and entering your UPI PIN.

whatsapp payment feature

You must have a bank account connected to UPI and a registered mobile phone to participate. Similarly to the other platforms, your UPI PIN will be the same as it is on those sites.

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WABetaInfo also states that WhatsApp is developing to see the chat background while making audio calls, which is currently unavailable. This feature is currently under development and will be accessible shortly to iOS users. However, as of right now, WhatsApp does not display the actual chat background, instead always selecting the default one.

How to transfer money using WhatsApp’s UPI (Unified Payments Interface) feature?

whatsapp payment feature

To make a payment using the UPI QR code scanner, all you have to do is click on the camera icon, scan the QR code, input the amount, and enter your UPI PIN. Your payment will be processed immediately after that.

Keep in mind that to make payments using the UPI scanning option, you must first connect your bank account to UPI with your registration number to complete the transaction.

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What is the procedure for creating a UPI ID?

  1. Go to the Google Pay website.
  2. Go to your profile.
  3. Click on the payment methods link.
  4. Select the bank account you wish to generate a UPI ID by tapping on it.
  5. Choose Manage UPI IDs from the drop-down menu.
  6. Choose “+” next to the UPI ID you intend to generate by tapping on it.

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The UPI ID, via which should make the transaction, will be required to be selected when making a payment over the UPI system.


Highlights of the Story

  • The new WhatsApp function would simplify users’ purchases at places such as the vegetable shop, Kirana, and the pan store, among other areas.
  • Users will also scan QR codes to transmit and receive money.
  • Through a QR code, users will send and receive money.