The Ayushman Bharat Card, part of the Pradhan Mantri Jan Arogya Yojana (PMJAY), provides financial protection for healthcare to millions of Indian families. With this card, eligible beneficiaries can access free treatment up to Rs. 5 lakh per year at enlisted public and private hospitals across the country. If you want to know how to download Ayushman Card and understand who is eligible for it, check this detailed Ayushman Card guide.
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What is Ayushman Card?
Before we talk about how to download Ayushman Card, it is crucial to understand what actually it is. The Ayushman Bharat Card is a health insurance card issued under the PMJAY scheme. It acts as proof of eligibility for cashless medical treatment at the enlisted hospitals. The card ensures that families and individuals from vulnerable sections of society can access quality healthcare without financial burden.
Who Is Eligible For Ayushman Card In India?
You can download Ayushman card via both online and offline methods. We will cover that in the upcoming section, but first let us understand who is eligible for Ayushman card. Eligibility for the Ayushman Card is based on socio-economic criteria, covering both rural and urban families. Hospitals also need to meet specific criteria to be covered under the scheme.
Eligibility for Rural Families
Rural households are eligible based on deprivation criteria:
- Families without any adult member aged 16–59 years.
- Female-headed households with no adult male members aged 16–59 years.
- Households with a single room having kucha walls and roof.
- Families belonging to Scheduled Castes (SC) or Scheduled Tribes (ST).
- Households with disabled members but no able-bodied members to provide support.
- Landless households depending on manual casual labor for livelihood.
Automatic eligibility also applies to:
- Destitute families dependent on alms.
- Families of manual scavengers.
- Families of bonded labor.
- Primitive and particularly vulnerable tribal groups.
Additionally, all senior citizens aged 70 years and above are eligible regardless of income.
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Read along to find out the steps to download Ayushman Card.
Eligibility for Urban Families
Urban households qualify based on occupation:
- Street vendors, hawkers, cobblers, and other street-based service providers.
- Domestic workers
- Rag pickers and beggars.
- Construction workers, plumbers, masons, painters, welders, security guards, and other laborers.
- Coolies and head-load workers.
- Sweepers, sanitation workers, and gardeners.
- Transport workers such as drivers, conductors, and cart pullers.
- Artisans, home-based workers, handicraft workers, and tailors.
- Washermen and watchmen.
- Electricians, mechanics, repair workers, and assemblers.
- Peons, helpers, shop assistants, delivery personnel, attendants, and waiters.
Senior citizens aged 70 years and above are also automatically eligible.
Eligibility for Hospitals
For a hospital to be enlisted under Ayushman Bharat, it must meet the following criteria:
- Registered with state health authorities.
- Qualified medical and nursing staff available 24/7.
- At least 10 in-patient beds.
- Accessible washrooms for patients.
- Interoperable IT system for managing data.
- Complete patient records maintained and shared with government.
- Ambulance and emergency services available.
- Dedicated medical officer for Ayushman Bharat operations.
- Nearby blood bank and testing laboratory.
- Essential medical equipment and technical resources.
- Facilities like regulated water, electricity, and biomedical waste disposal.
How to Download Your Ayushman Bharat Card Online?
You can download your Ayushman Card easily using online methods.
Through the PMJAY Beneficiary Portal
- Visit the PMJAY Beneficiary Portal.
- Click ‘Am I Eligible’ and enter your mobile number for OTP verification.
- Select your State, District, and Sub-District.
- Search using Aadhaar Number, Family ID, or Ration Card Number.
- If eligible, click ‘Download’ and authenticate using OTP to get your card in PDF.
Using the Ayushman Bharat Mobile App
- Download the Ayushman Bharat App from the Google Play Store.
- Open the app and select ‘Beneficiary’.
- Enter your mobile number and verify via OTP.
- Fill in your State, District, and Sub-District.
- Search using Aadhaar, Family ID, or Ration Card.
- Click ‘Download’ to save the PDF version of your card.
Via Ayushman Bharat Health Account (ABHA)
- Visit the ABHA Portal.
- Log in with your ABHA number, mobile number, or Aadhaar.
- Complete the CAPTCHA and click ‘Login’.
- Click ‘View Health Card’ and download the PDF.
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How to Get Your Ayushman Bharat Card Offline?
You must know that downloading the Ayushman card is not just limited to online methods. If you prefer offline method, follow these steps:
- Visit your nearest Common Services Centre (CSC).
- Provide your Aadhaar, Ration Card, and other relevant documents.
- The CSC operator will verify your details and generate your Ayushman Bharat Card.
- Collect your card once it is ready.
What Are The Documents Required To Download Ayushman Card?
In order to download the Ayushman Card, you need to have the following documents ready:
- Aadhaar Card
- Ration Card
- Income Certificate (if applicable)
- BoCW Certificate (if applicable)
- Mobile number
What Are The Benefits Of Ayushman Card?
The Ayushman Bharat Card makes healthcare simple and affordable for millions of Indian families. Here’s why it’s a game-changer:
- Up to Rs. 5 lakh coverage per family per year: No more worrying about expensive treatments.
- All-round healthcare: Covers primary, secondary, and tertiary care – from regular check-ups to major surgeries.
- Accessible everywhere: Use your card at any government or empaneled private hospital.
- Focus on the needy: Designed for poor rural families and urban workers based on official government data.
- Senior citizens protected: Everyone aged 70 and above is automatically covered, no income checks needed.
- Cashless treatment: Walk in, get treated, and leave – the hospital bills are taken care of.
- Pre- and post-hospitalization support: Costs before and after your hospital stay are also included.
- Daycare treatments included: Short treatments that don’t require staying overnight are covered too.
- Pre-existing conditions covered: Even long-term illnesses are included, with follow-ups up to 15 days.
- Easy payments for hospitals: The government ensures hospitals get paid fairly using a standard package system.
- Strong support system: Managed by the Ayushman Bharat National Health Protection Mission to coordinate between state and central governments.
- Wide-reaching impact: Covers around 40% of India’s population, targeting the most vulnerable sections.
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Final Thoughts
That’s all about how to download Ayushman Card. The Ayushman Bharat Card is a crucial tool for financial protection against healthcare costs in India. By following the steps outlined above, you can easily check your eligibility and download your card online or offline. Ensure your documents are ready, and start availing of cashless medical benefits today.
Frequently Asked Questions (FAQs)
Who is eligible for the Ayushman India Health Card?
Eligibility is based on socio-economic criteria. Rural families without adult members aged 16–59, female-headed households, households with disabled members, landless laborers, SC/ST families, and certain vulnerable groups are eligible. Urban families in specific occupations such as street vendors, domestic workers, and sanitation workers are also eligible. Additionally, all senior citizens aged 70 years and above qualify regardless of income.
How many Ayushman cards are there in India?
Millions of Ayushman Bharat cards have been issued across India. As of recent updates, over 10 crore families have received the card, covering approximately 40% of India’s population.
What is the maximum limit of the Ayushman Card?
The Ayushman Bharat scheme provides coverage of up to Rs. 5 lakh per family per year for hospitalization and treatment at enlisted hospitals.
Are Ayushman Card and Golden Card the same in India?
Yes. The Golden Card is another name for the Ayushman Bharat Health Card. Both refer to the same card issued under the PMJAY scheme, giving eligible families cashless access to medical treatment.
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The Ayushman Bharat Card (PMJAY) ensures affordable healthcare for millions of families in India. Check the steps to download Ayushman Card here.
