It’s a fact that we all have different criteria for choosing our smartphones. While some prioritise great processors, others want the best camera phones and are willing to compromise on other features. However, finding the best camera phones under 20000 can be challenging. But that does not mean it is impossible!
We agree that there are not many mobile phones that are camera-focused when it comes to the mid-range segments, but this is where this article will help. We researched a variety of smartphones to come up with the best camera phones under 20000 finally. Read till the end to know our final
Also Read: 10 Best Mobile Phones Under 25000 In India
Best Camera Phones Under 20000
Here, we have picked smartphones that have been launched recently. So that you get the best of both worlds, i.e., an excellent camera with a powerful processor.
1. Vivo T1 44W
The Vivo T1 44W is one of the best camera phones under 20000, especially considering its pricing and specifications. The smartphone comes just under INR 15,000, and provides you with a 6.44-inch AMOLED screen, with a pixel density of 409ppi. Moreover, it’s powered by a Qualcomm Snapdragon 680 processor and a 5000mAh battery capacity.
In terms of camera, you get a triple-camera system with 50MP primary sensor + 2MP Macro camera + 2MP depth sensor at the rear. The daylight photos are really good, and the low-light camera performance is also good. The video recording feature is also great. At the front, you’ll find a single 16MP wide-angle primary sensor. Of course, the phone also supports a Flash charge of 44W, which charges the 5000mAh battery extremely fast. Overall, there’s not much more that you can ask from a camera phone under INR 20,000.
Variants
- 4GB |128GB
- 6GB |128GB
- 8GB | 128GB
Pros and Cons
| Pros | Cons |
| Excellent camera | No 5G support |
| Long-lasting battery | No stereo speakers |
2. OnePlus Nord CE 2 Lite 5G
OnePlus launched the Nord series aiming at the mid-range segment again, and it succeeded really well. The OnePlus Nord CE 2 Lite 5G flaunts a screen size of 6.59 inches with 1080 x 2412 pixels and 402PPI. The smartphone is powered by Qualcomm Snapdragon 695 Processor and packs a battery of 5000mAh.
You get a triple-camera setup with 64-megapixels + 2-megapixels + 2-megapixels at the rear and 16-megapixels at the front. The camera performance is quite good compared to other smartphones at this budget, making it one of the best phones under 20000.
Variants
- 6GB|128GB
- 8GB|128GB
Pros and Cons
| Pros | Cons |
| Android 12 with a good update cycle | Pre-installed Bloatware |
| Good battery life | |
| 5G capability |
3. Xiaomi Redmi Note 11 Pro Plus 5G
The Xiaomi Redmi Note 11 Pro Plus 5G is a value-for-money phone. This smartphone features an amazing camera in this sub-20,000 price category. The phone also features a 6.67-inches Super AMOLED display with 1080 x 2400 pixels and 395PPI. Further, the Redmi Note 11 Pro Plus 5G is powered by an octa-core Qualcomm Snapdragon 695 Processor. Packed with a battery of 5000mAh, the smartphone supports 67W fast charging.
We can say Xiaomi Redmi Note 11 Pro Plus 5G has one of the best cameras under 20000, as it flaunts an excellent 108-megapixel primary camera and two different lenses with varied functionality. At the front, we have a 16-megapixel camera that can click superb selfies.
Variants
- 6GB|128GB
- 8GB|128GB
- 8GB|256GB
Pros and Cons
| Pros | Cons |
| Stylish design | Cant perform heavy, demanding tasks |
| Capable performer | Only splashproof water resistance |
| Stunning camera setup |
4. Poco X4 Pro 5G
The Poco X4 Pro 5G offers a 6.67-inches screen with pixels at 1080 x 2400 and an aspect ratio of 20:9. Powered by an octa-core Qualcomm Snapdragon 695 Processor, the smartphone runs Android 11 and packs a battery of 5000mAh.
As far as the camera is concerned, you get a triple-camera setup with 64-megapixels + 8-megapixels + 2-megapixels at the rear and a 16-megapixels camera at the front. Poco X4 Pro is one the best camera phones under 20000, offering other excellent features too.
Variants
- 6GB|64GB
- 6GB|128GB
- 8GB|128GB
Pros and Cons
| Pros | Cons |
| Excellent design | Still runs Android 11 |
| Super AMOLED display | Body made of plastic |
| Outstanding camera |
5. Realme 9 5G SE
Lastly, on our list of the best camera phones under 20000 is the Realme 9 5G SE. The smartphone is a charmer when it comes to camera performance. The Realme 9 5G SE looks very similar to the Realme 9 5G. The Realme 9 5G SE sports a triple camera setup at the back consisting of a 48-megapixel primary camera with an f/1.8 aperture, a B&W portrait camera, and a macro camera. For selfies, it has a 16-megapixel front-facing shooter.
The phone is powered by Qualcomm’s Snapdragon 778G processor and runs Android 12. You get a 5000mAh battery capacity that supports 30W fast charging
Also Read: 10 Best Mobile Phones Under 15000 In India
Variants
- 6GB|128GB
- 8GB|128GB
Pros and Cons
| Pros | Cons |
| Powerful Processor | Plastic Unibody |
| Excellent Battery Life | Single Speaker |
| Great Camera |
6. Samsung Galaxy A23 5G
The Samsung Galaxy A23 has a 6.6-inch TFT display with a Full HD+ (1,080 x 2,408 pixel) resolution with an Infinity-V notch. The display screen is further protected by Corning Gorilla Glass 5. A Qualcomm Snapdragon 680 chipset has been placed within the Galaxy A23 along with 6GB RAM. The smartphone is packed with a 5000mAh Li-ion battery which is non-removable by nature.
The Samsung Galaxy A23 has a quad camera setup featuring a 50-megapixel primary camera and a single front camera setup for selfies, featuring an 8-megapixel sensor. Samsung Galaxy A23 ensures great picture quality and consistent performance for users to get going.
Variants
- 6GB|128GB
- 8GB|128GB
Pros and Cons
| Pros | Cons |
| Android 12 | Mediocre screen quality |
| Excellent camera setup at both ends | |
| Massive battery |
Also Read: 10 Best Mobile Phones In The World
7. Motorola Moto G72
The Motorola Moto G72 is one of the more recent Motorola phones in the market. Moreover, the company has designed this phone to cater to the sub-INR 20,000 category. Considering the success of the phone in the Indian market, it’s safe to say that Motorola has succeeded quite well. The smartphone comes with a MediaTek G99 SoC, along with 6GB RAM. This is more than enough to handle your daily tasks. Furthermore, the excellent OLED panel combines with a refresh rate of 120Hz to bring you one of the best displays at this price point.
However, what will catch your attention regarding the mobile phone is its camera system. The Motorola Moto G72 comes with a triple-camera system at the rear, with 108MP primary sensor, an 8MP Ultra-Wide camera, and a 2MP Macro lens. Along with this, you get a 5000mAh battery that’s powered by a 33W fast charger. The camera performance of this phone has already been bookmarked by users for its excellent performance. Overall, if you prefer a stock Android experience, the Motorola Moto G72 is one of the best camera phones under 20000.
Pros and Cons
| Pros | Cons |
| Excellent camera setup | Doesn’t support 5G |
| Stock Android experience | |
| Decent battery backup |
8. Xiaomi Redmi Note 10 Pro
The Xiaomi Redmi Note 10 Pro is one of the older phones on this list. Having been released in 2021, the phone was in contention for one of the best sub-INR 20,000 mobile phones category. Fast forward to 2023, and this smartphone is still one of the best camera phones under 20000. Once you take a look at this smartphone, you’ll find yourself loving the Super AMOLED display panel, which comes with a 120Hz refresh rate.
You’ll also find Corning Gorilla Glass 5 protection for the display, as well as TUV Rheinland Blue Light certification for the screen. Apart from this, the smartphone works through a Qualcomm Snapdragon 732G SoC and RAM ranging from 6GB to 8GB.
When it comes to the camera system, you’ll find a quad-camera setup. The primary sensor is a 64MP Wide Angle camera and works in tandem with the 8MP Ultra Wide camera, 5MP Macro lens, and 2MP depth sensor. Basically, there’s a little bit of everything sprinkled onto the phone’s camera system. At the front, the phone sports a 16MP selfie shooter. For the price you’re paying for the smartphone today, you’ll find that the features are more than satisfactory. Finally, the IP52 dust and water resistance certification should also be enough to deter any scratches or overall issues with the smartphone.
Variants:
- 6GB | 64GB
- 6GB | 128GB
- 8GB | 128GB
Pros and Cons
| Pros | Cons |
| IP52 water and dust resistance | No 5G connectivity |
| Superb and gorgeous display | |
| Decent 5020mAh battery capacity |
9. iQOO Z5
The iQOO Z5 is a 5G-enabled flagship smartphone from a China-based mobile company, iQOO. It features a 6.67-inch LCD display with a resolution of 1080 x 2400 pixels and a refresh rate of 120Hz. The device is powered by a Qualcomm Snapdragon 778G processor and 8GB of RAM. It has 128GB of internal storage and a 5000mAh battery with support for 44W fast charging.
In terms of camera, the iQOO Z5 sports a triple rear camera setup consisting of a 64MP primary sensor, an 8MP ult-wide lens, and a 2MP macro sensor. On the front, it features a 16MP selfie shooter. Overall, the iQOO Z5 is a great option for those looking for a feature-packed 5G-enabled flagship device. It offers a powerful processor, a large display, and a triple rear camera setup at an affordable price.
Variants:
- 8GB | 128GB
- 12GB | 256GB
Pros and Cons
| Pros | Cons |
| Stunning display | Plastic build |
| Powerful Snapdragon 778G processor | |
| Long-lasting 5000mAh battery capacity |
10. Moto G82 5G
Next up on the list is Motorola Moto G82 5G, which is a mid-range Android smartphone from Motorola. It features a 6.6-inch IPS LCD with a resolution of 1080 x 2400 pixels and an aspect ratio of 20:9. The device is powered by an octa-core Qualcomm Snapdragon 695 processor, coupled with 6GB of RAM and 128GB of internal storage, expandable up to 1TB via a microSD card.
In the camera setup, the Moto G82 5G packs a triple camera setup consisting of a 50MP primary sensor, an 8MP ultrawide lens, and a 2MP depth sensor. On the front, it has a 16MP selfie shooter. The device is backed by a 5000mAh battery with 30W fast charging support. The Moto G82 5G also has dual SIM support and runs on Android 12 with Motorola’s My UX user interface. Other features include a side-mounted fingerprint scanner, Bluetooth 5.1, NFC, and a USB Type-C port.
Variants:
6GB | 128GB
8GB | 128GB
Pros and Cons
| Pros | Cons |
| IP52 Water Resistant | HDR10 support lacks |
| Two Stereo Loudspeakers | |
| Android 12 OS |
11. iQOO Z7 5G
When BBK Electronics introduced iQOO as the new sub-brand of vivo, not too many people expected iQOO to bring this level of value-for-money products. With the iQOO Z7 5G, you get a 6.38-inch AMOLED panel and a pixel density of 413ppi. Moreover, the smartphone runs on the powerful MediaTek Dimensity 920 5G SoC, making it perfect for resource-heavy tasks. However, the kicker comes in with the product’s camera setup.
While you’re only getting a dual rear-camera setup of 64MP + 2MP, the cameras are definitely quite impressive. Bringing in Optical Image Stabilisation and 4K video recording, you shouldn’t face any issues when capturing your best moments. Additionally, the front camera is a single 16MP shooter that should be enough for your vlogging and selfie needs. Combine these features with the 5G support, 4500mAh battery, and 6GB/8GB of RAM, and there’s very little you’ll need!
Variants:
6GB RAM | 128GB Storage
8GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| Excellent camera performance | Lacks IP rating |
| Lightweight design | Storage cannot be expanded |
| Great for mid-range to high-level gaming |
Also read: Best Mobile Phones Under 30000 In India
12. Samsung Galaxy M33 5G
Samsung’s low-budget to mid-range offerings have gotten better over the years. So, it’s no surprise that on a list of the best camera phones under 20000, you’ll find the Samsung Galaxy M33 5G. This product comes with a few pleasantly surprising features, such as the 120Hz refresh rate, 6000mAh battery capacity, and 5G support. Coming to the camera performance, you’ll find a QUAD camera setup with 50MP Primary Sensor, 5MP Ultra-Wide, 2MP Macro sensor, and 2MP Depth sensor. This quad camera setup provides you with plenty of customisation and versatility when it comes to photography and videography.
Moreover, with the Samsung Exynos 1280 Octo-core chipset, you should have no issues when it comes to processing power. Whether you’re using editing apps or playing games, this phone will provide you with a smooth performance. Finally, with Samsung Knox security and 25W fast charging, you’re set for a couple of years with this smartphone!
Variants
6GB RAM | 128GB Storage
8GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| 6000mAh battery last for an entire day, at the very least | The design is a bit bulky |
| Quad camera setup offers versatility | |
| Powerful overall and daily performance |
13. Xiaomi Redmi Note 12 5G
Xiaomi has plenty of offerings under Rs. 20,000. However, when it comes to the best camera phones under 20000, the Xiaomi Redmi Note 12 5G deserves special mention. The smartphone comes with a 6.67-inch Super AMOLED panel with a 120Hz refresh rate. Additionally, with wide 5G band support and the Snapdragon 4 Gen 1 6nm processor, it’s one of the first mid-range phones in India to be truly 5G-ready.
Apart from this, the smartphone has a triple-camera setup with a 48MP primary camera, an 8MP Ultra-Wide sensor, and a 2MP Macro lens. On the front, you’ll find a single selfie shooter of 13MP, which is decent enough for the usual selfies. The Redmi Note 12 5G’s main camera has already been lauded for excellent post-processing of photos, making it a no-brainer for the budget. Finally, you’ll also get 33W fast charging and a 5000mAh battery capacity. Overall, there’s very little to complain about when it comes to this smartphone!
Variants:
4GB RAM | 128GB Storage
6GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| Lightweight and premium design | Only Corning Gorilla Glass 3 protection |
| Superior camera performance for the price | |
| 33W fast charging | |
| Dual 5G support |
14. OnePlus Nord CE 3 Lite 5G
One of the most recent launches on this list of the best camera phones under 20000, the OnePlus Nord CE 3 Lite 5G is already making waves in the market. People looking for a camera phone on a decent budget can definitely check out this new offering from OnePlus. The smartphone comes with a 6.72-inch IPS LCD panel and a 120Hz refresh rate. While the display isn’t as vibrant as that of its predecessor, it still holds up well by today’s standards.
Apart from this, the smartphone is powered by a Snapdragon 695 SoC and 8GB of RAM. You’ll also find both 128GB and 256GB storage options. When it comes to the camera, there’s a triple camera setup in the front, with a 108MP primary shooter. The other two sensors are of 2MP each, made for macro and depth shots. At the front, there’s a 16MP selfie shooter, which is more than enough for your selfie and vlogging needs.
If you’re looking for a decent battery capacity, you won’t be disappointed with a 5000mAh battery and 67W fast-charging capability. Overall, this is an excellent phone at this price segment, offering plenty of value without compromising too much.
Variants:
8GB RAM | 128GB Storage
8GB RAM | 256GB Storage
Pros and Cons
| Pros | Cons |
| Decent camera performance | Display quality isn’t improved |
| Complete 5G coverage for superior connectivity | Doesn’t support wireless charging |
| 67W fast charging | |
| Daily performance is more than good enough |
15. OPPO A78 5G
OPPO has a decent market share in the Indian smartphone scene. However, it has taken a slight backseat of late, thanks to brands such as Realme and POCO taking over multiple segments. Nonetheless, it still has a few excellent products that you can try today. For example, the OPPO A78 5G is one of the best camera phones under 20000, without a doubt.
It comes with a MediaTek Dimensity 700 chipset, which is paired with 8GB of RAM for excellent overall performance. Apart from this, the 6.56-inch IPS LCD screen ensures that you get a decent display quality for daily usage. Moreover, the 5000mAh battery and 33W of Super VOOC fast charging get you through an entire workday without any hassle.
However, the main attraction of the phone is the camera system. This OPPO smartphone is equipped with a dual camera system, with a 50MP main shooter and a 2MP depth sensor. At the front, you have a single 8MP selfie camera. The main camera at the rear provides excellent photographs in daylight and indoors with good lighting conditions. Basically, you can’t go wrong with this phone for the price that you’re paying!
Variants:
8GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| The main camera provides superior shots in daylight | The processor is a bit outdated |
| Elegant design and aesthetics | |
| 33W fast charging | |
| Supports NFC pairing |
Best Camera Phones Under 20000: Final Thoughts
Alright, this was all about the best camera phones under 20000. While each one on the list is amazing, if we have to pick our favourite- it would be Vivo T1 5G. I personally enjoyed the camera of this amazing smartphone. Both the rear and front cameras are worthy of clicking eye-catching pictures with the perfect blend of light and tone.
Also Read: 10 Best Mobile Phones Under 20000 in India
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