It’s a fact that we all have different criteria for choosing our smartphones. While some prioritise great processors, others want the best camera phones and are willing to compromise on other features. However, finding the best camera phones under 20000 can be challenging. But that does not mean it is impossible!
We agree that there are not many mobile phones that are camera-focused when it comes to the mid-range segments, but this is where this article will help. We researched a variety of smartphones to come up with the best camera phones under 20000 finally. Read till the end to know our final
Also Read: 10 Best Mobile Phones Under 25000 In India
Price At A Glance For Best Camera Phones Under 20000
Refer to the table below to know about the price list of some of the best camera phones under 20000. This list will definitely help you in making the right decision as per your budget. Furthermore, our subsequent sections are dedicated to knowing the features and variants of each of these models before you finalise the one model of your choice.
| S.No | Best Camera Phones Under 20000 | Price |
| 1. | Vivo Y35 | Rs. 16,999 |
| 2. | OnePlus Nord CE 2 Lite 5G | Rs. 17,999 |
| 3. | Realme Narzo N55 | Rs. 13,700 |
| 4. | Poco X4 Pro 5G | Rs. 19,999 |
| 5. | Realme 9 5G SE | Rs. 19,999 |
| 6. | Samsung Galaxy A23 5G | Rs. 15,999 |
| 7. | Motorola Moto G72 | Rs. 15,999 |
| 8. | Xiaomi Redmi Note 10 Pro | Rs. 19,999 |
| 9. | iQOO Z5 | Rs. 22,900 |
| 10. | Moto G82 5G | Rs. 21,900 |
| 11. | iQOO Z7 5G | Rs. 23,900 |
| 12. | Samsung Galaxy M33 5G | Rs. 18,499 |
| 13. | Xiaomi Redmi Note 12 5G | Rs. 18,999 |
| 14. | OnePlus Nord CE3 Lite 5G | Rs. 19,999 |
| 15. | OPPO A78 5G | Rs. 18,999 |
| 16. | iQOO Z7s 5G | Rs. 19,999 |
| 17. | Tecno Camon 20 Pro 5G | Rs. 19,999 |
| 18. | Xiaomi Redmi Note 11S | Rs. 12,999 |
| 19. | Samsung Galaxy M34 5G | Rs. 18,999 |
| 20. | Realme Narzo 60 5G | Rs. 17,999 |
| 21. | Tecno Spark 10 5G | Rs. 14,999 |
| 22. | Vivo Y56 | Rs. 19,999 |
| 23. | Vivo Y22 | Rs. 15,499 |
| 24. | Motorola Moto G62 5G | Rs. 15,499 |
| 25. | POCO X5 5G | Rs. 16,999 |
| 26. | Realme 10 Pro 5G | Rs. 19,999 |
| 27. | Realme 10 | Rs. 15,499 |
| 28. | Realme 9i 5G | Rs. 16,999 |
| 29. | Realme XT | Rs. 19,910 |
| 30. | OPPO A77S | Rs. 16,499 |
Best Camera Phones Under 20000
Here, we have picked smartphones that have been launched recently. So that you get the best of both worlds, i.e., an excellent camera with a powerful processor.
1. Vivo Y35
The Vivo Y35 is one of the best camera phones under 20000, especially considering its pricing and specifications. The smartphone provides you with a 6.58-inch AMOLED screen and is powered by an octa-core MediaTek Dimensity 6020 processor and a 5000mAh battery capacity.
Score
Vivo Y35 2022
Processor
8.1
Display
7.5
Camera
8.2
Battery
8.2
In terms of the camera, you get a triple-camera system with a 50-megapixel primary sensor + a 2-megapixel Macro camera + a 2-megapixel Bokeh depth lens at the rear. The daylight photos are really good, and the low-light camera performance is also good. The video recording feature is also great. At the front, you’ll find a single 16-megapixel high-definition selfie camera. Of course, the phone also supports a Flash charge of 44W! Overall, there’s not much more that you can ask from the best camera phone under INR 20000.
Variants
- 8GB | 128GB
Pros and Cons
| Pros | Cons |
| Excellent camera | No 5G support |
| Long-lasting battery | Average sound quality |
| Gaming performance is great |
2. OnePlus Nord CE 2 Lite 5G
OnePlus launched the Nord series aiming at the mid-range segment again, and it succeeded really well. The OnePlus Nord CE 2 Lite 5G flaunts a screen size of 6.59 inches with 1080 x 2412 pixels and 402PPI. The smartphone is powered by Qualcomm Snapdragon 695 Processor and packs a battery of 5000mAh.
Score
OnePlus Nord CE 2 Lite 5G
Processor
7.9
Display
7.7
Camera
8.4
Battery
8.2
You get a triple-camera setup with 64 megapixels + 2-megapixels + 2-megapixels at the rear and 16 megapixels at the front. The camera performance is quite good compared to other smartphones at this budget, making it one of the best phones under 20000.
Variants
- 6GB|128GB
- 8GB|128GB
Pros and Cons
| Pros | Cons |
| Android 12 with a good update cycle | Pre-installed Bloatware |
| Good battery life | |
| 5G capability |
3. Realme Narzo N55
The Realme Narzo N55 is a value-for-money phone. This smartphone features the amazing and best camera phone in the price category of being below 20000. The phone also features a 6.72-inch full-screen display and a seamless viewing experience. Further, it is powered by an octa-core MediaTek Helio G88 processor. Packed with a battery of 5000mAh, the smartphone supports a super-fast charging mechanism with SUPERVOOC technology.
Score
Realme Narzo N55
Processor
6.9
Display
7.6
Camera
8.0
Battery
8.2
We can say Realme Narzo N55 has one of the best cameras under 20000, as it flaunts an excellent 64-megapixel dual camera and two different lenses with varied functionality. At the front, we have an 8-megapixel camera that can click superb selfies even in the night.
Variants
- 4GB RAM|64GB Storage
- 6GB RAM|128GB Storage
Pros and Cons
| Pros | Cons |
| Stylish design | Has a single speaker at the bottom |
| Capable performer | Does not supports 5G |
| Stunning camera setup |
4. Poco X4 Pro 5G
The Poco X4 Pro 5G offers a 6.67-inches screen with pixels at 1080 x 2400 and an aspect ratio of 20:9. Powered by an octa-core Qualcomm Snapdragon 695 Processor, the smartphone runs Android 11 and packs a battery of 5000mAh.
Score
POCO X4 Pro 5G
Processor
7.9
Display
8.9
Camera
8.2
Battery
8.2
As far as the camera is concerned, you get a triple-camera setup with 64 megapixels + 8 megapixels + 2 megapixels at the rear and a 16-megapixel camera at the front. Poco X4 Pro is one the best camera phones under 20000, offering other excellent features too.
Variants
- 6GB|64GB
- 6GB|128GB
- 8GB|128GB
Pros and Cons
| Pros | Cons |
| Excellent design | Still runs Android 11 |
| Super AMOLED display | Body made of plastic |
| Outstanding camera |
5. Realme 9 5G SE
Lastly, on our list of the best camera phones under 20000 is the Realme 9 5G SE. The smartphone is a charmer when it comes to camera performance. The Realme 9 5G SE looks very similar to the Realme 9 5G. The Realme 9 5G SE sports a triple camera setup at the back consisting of a 48-megapixel primary camera with an f/1.8 aperture, a B&W portrait camera, and a macro camera. For selfies, it has a 16-megapixel front-facing shooter.
Score
Realme 9 5G SE
Processor
8.1
Display
7.8
Camera
8.6
Battery
8.2
The phone is powered by Qualcomm’s Snapdragon 778G processor and runs Android 12. You get a 5000mAh battery capacity that supports 30W fast charging
Also Read: 10 Best Mobile Phones Under 15000 In India
Variants
- 6GB|128GB
- 8GB|128GB
Pros and Cons
| Pros | Cons |
| Powerful Processor | Plastic Unibody |
| Excellent Battery Life | Single Speaker |
| Great Camera |
6. Samsung Galaxy A23 5G
The Samsung Galaxy A23 has a 6.6-inch TFT display with a Full HD+ (1,080 x 2,408 pixel) resolution with an Infinity-V notch. The display screen is further protected by Corning Gorilla Glass 5. A Qualcomm Snapdragon 680 chipset has been placed within the Galaxy A23 along with 6GB RAM. The smartphone is packed with a 5000mAh Li-ion battery which is non-removable by nature.
Score
Samsung Galaxy A23
Processor
8.1
Display
4.5
Camera
8.5
Battery
8.2
The Samsung Galaxy A23 has a quad camera setup featuring a 50-megapixel primary camera and a single front camera setup for selfies, featuring an 8-megapixel sensor. Samsung Galaxy A23 ensures great picture quality and consistent performance for users to get going.
Variants
- 6GB|128GB
- 8GB|128GB
Pros and Cons
| Pros | Cons |
| Android 12 | Mediocre screen quality |
| Excellent camera setup at both ends | |
| Massive battery |
Also Read: 10 Best Mobile Phones In The World
7. Motorola Moto G72
The Motorola Moto G72 is one of the more recent Motorola phones in the market. Moreover, the company has designed this phone to cater to the sub-INR 20,000 category. Considering the success of the phone in the Indian market, it’s safe to say that Motorola has succeeded quite well. The smartphone comes with a MediaTek G99 SoC, along with 6GB RAM. This is more than enough to handle your daily tasks. Furthermore, the excellent OLED panel combines with a refresh rate of 120Hz to bring you one of the best displays at this price point.
Score
Motorola Moto G72
Processor
7.9
Display
8.5
Camera
8.2
Battery
8.2
However, what will catch your attention regarding the mobile phone is its camera system. The Motorola Moto G72 comes with a triple-camera system at the rear, with a 108-megapixel primary sensor, an 8-megapixel Ultra-Wide camera, and a 2-megapixel Macro lens. Along with this, you get a 5000mAh battery that’s powered by a 33W fast charger. The camera performance of this phone has already been bookmarked by users for its excellent performance. Overall, if you prefer a stock Android experience, the Motorola Moto G72 is one of the best camera phones under 20000.
Pros and Cons
| Pros | Cons |
| Excellent camera setup | Doesn’t support 5G |
| Stock Android experience | |
| Decent battery backup |
8. Xiaomi Redmi Note 10 Pro
The Xiaomi Redmi Note 10 Pro is one of the older phones on this list. Having been released in 2021, the phone was in contention for one of the best sub-INR 20,000 mobile phones category. Fast forward to 2023, and this smartphone is still one of the best camera phones under 20000. Once you take a look at this smartphone, you’ll find yourself loving the Super AMOLED display panel, which comes with a 120Hz refresh rate.
You’ll also find Corning Gorilla Glass 5 protection for the display, as well as TUV Rheinland Blue Light certification for the screen. Apart from this, the smartphone works through a Qualcomm Snapdragon 732G SoC and RAM ranging from 6GB to 8 GB.
Score
Xiaomi Redmi Note 10 Pro
Processor
7.5
Display
8.9
Camera
8.6
Battery
8.2
When it comes to the camera system, you’ll find a quad-camera setup. The primary sensor is a 64-megapixel Wide Angle camera and works in tandem with the 8-megapixel Ultra Wide camera, 5-megapixel Macro lens, and 2-megapixel depth sensor. Basically, there’s a little bit of everything sprinkled onto the phone’s camera system. At the front, the phone sports a 16-megapixel selfie shooter. For the price you’re paying for the smartphone today, you’ll find that the features are more than satisfactory. Finally, the IP52 dust and water resistance certification should also be enough to deter any scratches or overall issues with the smartphone.
Variants:
- 6GB | 64GB
- 6GB | 128GB
- 8GB | 128GB
Pros and Cons
| Pros | Cons |
| IP52 water and dust resistance | No 5G connectivity |
| Superb and gorgeous display | |
| Decent 5020mAh battery capacity |
9. iQOO Z5
The iQOO Z5 is a 5G-enabled flagship smartphone from a China-based mobile company, iQOO. It features a 6.67-inch LCD display with a resolution of 1080 x 2400 pixels and a refresh rate of 120Hz. The device is powered by a Qualcomm Snapdragon 778G processor and 8GB of RAM. It has 128GB of internal storage and a 5000mAh battery with support for 44W fast charging.
Score
iQOO Z5 5G
Processor
8.1
Display
7.7
Camera
8.6
Battery
8.2
In terms of camera, the iQOO Z5 sports a triple rear camera setup consisting of a 64-megapixel primary sensor, an 8-megapixel ult-wide lens, and a 2-megapixel macro sensor. On the front, it features a 16-megapixel selfie shooter. Overall, the iQOO Z5 is a great option for those looking for a feature-packed 5G-enabled flagship device. It offers a powerful processor, a large display, and a triple rear camera setup at an affordable price.
Variants:
- 8GB | 128GB
- 12GB | 256GB
Pros and Cons
| Pros | Cons |
| Stunning display | Plastic build |
| Powerful Snapdragon 778G processor | |
| Long-lasting 5000mAh battery capacity |
10. Moto G82 5G
Next up on the list is Motorola Moto G82 5G, which is a mid-range Android smartphone from Motorola. It features a 6.6-inch IPS LCD with a resolution of 1080 x 2400 pixels and an aspect ratio of 20:9. The device is powered by an octa-core Qualcomm Snapdragon 695 processor, coupled with 6GB of RAM and 128GB of internal storage, expandable up to 1TB via a microSD card.
Score
Motorola Moto G82 5G
Processor
7.9
Display
8.5
Camera
8.2
Battery
8.2
In the camera setup, the Moto G82 5G packs a triple camera setup consisting of a 50-megapixel primary sensor, an 8-megapixel ultrawide lens, and a 2-megapixel depth sensor. On the front, it has a 16-megapixel selfie shooter. The device is backed by a 5000mAh battery with 30W fast charging support. The Moto G82 5G also has dual SIM support and runs on Android 12 with Motorola’s My UX user interface. Other features include a side-mounted fingerprint scanner, Bluetooth 5.1, NFC, and a USB Type-C port.
Variants:
6GB | 128GB
8GB | 128GB
Pros and Cons
| Pros | Cons |
| IP52 Water Resistant | HDR10 support lacks |
| Two Stereo Loudspeakers | |
| Android 12 OS |
11. iQOO Z7 5G
Score
iQOO Z7 5G
Processor
8.1
Display
8.8
Camera
8.4
Battery
8.2
When BBK Electronics introduced iQOO as the new sub-brand of vivo, not too many people expected iQOO to bring this level of value-for-money products. With the iQOO Z7 5G, you get a 6.38-inch AMOLED panel and a pixel density of 413ppi. Moreover, the smartphone runs on the powerful MediaTek Dimensity 920 5G SoC, making it perfect for resource-heavy tasks. However, the kicker comes in with the product’s camera setup.
While you’re only getting a dual rear-camera setup of 64-megapixel + 2-megapixel, the cameras are definitely quite impressive. Bringing in Optical Image Stabilisation and 4K video recording, you shouldn’t face any issues when capturing your best moments. Additionally, the front camera is a single 16-megapixel shooter that should be enough for your vlogging and selfie needs. Combine these features with the 5G support, 4500mAh battery, and 6GB/8GB of RAM, and there’s very little you’ll need!
Variants:
6GB RAM | 128GB Storage
8GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| Excellent camera performance | Lacks IP rating |
| Lightweight design | Storage cannot be expanded |
| Great for mid-range to high-level gaming |
Also read: Best Mobile Phones Under 30000 In India
12. Samsung Galaxy M33 5G
Score
Samsung Galaxy M33 5G
Processor
6.1
Display
5.5
Camera
9.0
Battery
8.2
Samsung’s low-budget to mid-range offerings have gotten better over the years. So, it’s no surprise that on a list of the best camera phones under 20000, you’ll find the Samsung Galaxy M33 5G. This product comes with a few pleasantly surprising features, such as the 120Hz refresh rate, 6000mAh battery capacity, and 5G support. Coming to the camera performance, you’ll find a QUAD camera setup with a 50-megapixel Primary Sensor, 5-megapixel Ultra-Wide, 2-megapixel Macro sensor, and 2-megapixel Depth sensor. This quad-camera setup provides you with plenty of customisation and versatility when it comes to photography and videography.
Moreover, with the Samsung Exynos 1280 Octo-core chipset, you should have no issues when it comes to processing power. Whether you’re using editing apps or playing games, this phone will provide you with a smooth performance. Finally, with Samsung Knox security and 25W fast charging, you’re set for a couple of years with this smartphone!
Variants
6GB RAM | 128GB Storage
8GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| 6000mAh battery last for an entire day, at the very least | The design is a bit bulky |
| Quad camera setup offers versatility | |
| Powerful overall and daily performance |
13. Xiaomi Redmi Note 12 5G
Score
Xiaomi Redmi Note 12 5G
Processor
7.9
Display
8.9
Camera
8.2
Battery
8.2
Xiaomi has plenty of offerings under Rs. 20,000. However, when it comes to the best camera phones under 20000, the Xiaomi Redmi Note 12 5G deserves special mention. The smartphone comes with a 6.67-inch Super AMOLED panel with a 120Hz refresh rate. Additionally, with wide 5G band support and the Snapdragon 4 Gen 1 6nm processor, it’s one of the first mid-range phones in India to be truly 5G-ready.
Apart from this, the smartphone has a triple-camera setup with a 48-megapixel primary camera, an 8-megapixel Ultra-Wide sensor, and a 2-megapixel Macro lens. On the front, you’ll find a single selfie shooter of 13-megapixel, which is decent enough for the usual selfies. The Redmi Note 12 5G’s main camera has already been lauded for excellent post-processing of photos, making it a no-brainer for the budget. Finally, you’ll also get 33W fast charging and a 5000mAh battery capacity. Overall, there’s very little to complain about when it comes to this smartphone!
Variants:
4GB RAM | 128GB Storage
6GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| Lightweight and premium design | Only Corning Gorilla Glass 3 protection |
| Superior camera performance for the price | |
| 33W fast charging | |
| Dual 5G support |
14. OnePlus Nord CE 3 Lite 5G
Score
OnePlus Nord CE 3 Lite 5G
Processor
7.9
Display
7.7
Camera
8.4
Battery
8.2
One of the most recent launches on this list of the best camera phones under 20000, the OnePlus Nord CE 3 Lite 5G is already making waves in the market. People looking for a camera phone on a decent budget can definitely check out this new offering from OnePlus. The smartphone comes with a 6.72-inch IPS LCD panel and a 120Hz refresh rate. While the display isn’t as vibrant as that of its predecessor, it still holds up well by today’s standards.
Apart from this, the smartphone is powered by a Snapdragon 695 SoC and 8GB of RAM. You’ll also find both 128GB and 256GB storage options. When it comes to the camera, there’s a triple camera setup in the front, with a 108-megapixel primary shooter. The other two sensors are of 2-megapixel each, made for macro and depth shots. At the front, there’s a 16-megapixel selfie shooter, which is more than enough for your selfie and vlogging needs.
If you’re looking for a decent battery capacity, you won’t be disappointed with a 5000mAh battery and 67W fast-charging capability. Overall, this is an excellent phone at this price segment, offering plenty of value without compromising too much.
Variants:
8GB RAM | 128GB Storage
8GB RAM | 256GB Storage
Pros and Cons
| Pros | Cons |
| Decent camera performance | Display quality isn’t improved |
| Complete 5G coverage for superior connectivity | Doesn’t support wireless charging |
| 67W fast charging | |
| Daily performance is more than good enough |
15. OPPO A78 5G
Score
OPPO A78 5G
Processor
7.9
Display
6.8
Camera
8.0
Battery
8.2
OPPO has a decent market share in the Indian smartphone scene. However, it has taken a slight backseat of late, thanks to brands such as Realme and POCO taking over multiple segments. Nonetheless, it still has a few excellent products that you can try today. For example, the OPPO A78 5G is one of the best camera phones under 20000, without a doubt.
It comes with a MediaTek Dimensity 700 chipset, which is paired with 8GB of RAM for excellent overall performance. Apart from this, the 6.56-inch IPS LCD screen ensures that you get a decent display quality for daily usage. Moreover, the 5000mAh battery and 33W of Super VOOC fast charging get you through an entire workday without any hassle.
However, the main attraction of the phone is the camera system. This OPPO smartphone is equipped with a dual camera system, with a 50-megapixel main shooter and a 2-megapixel depth sensor. At the front, you have a single 8-megapixel selfie camera. The main camera at the rear provides excellent photographs in daylight and indoors with good lighting conditions. Basically, you can’t go wrong with this phone for the price that you’re paying!
Variants:
8GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| The main camera provides superior shots in daylight | The processor is a bit outdated |
| Elegant design and aesthetics | |
| 33W fast charging | |
| Supports NFC pairing |
16. IQOO Z7s 5G
Score
iQOO Z7s 5G
Processor
7.9
Display
8.8
Camera
8.0
Battery
8.2
Next on the list, we have the IQOO Z7s 5G. The handset is packed with cutting-edge features and comes with Snapdragon 695 5G Mobile Processor with a 6nm energy efficient process which consumes less power and enhances the battery life. Moreover, when it comes to photography the handset really excels featuring a 64-megapixel OIS Ultra Stable Camera, followed by a 2-megapixel Bokeh camera and a 16-megapixel front camera.
It also comes with Ultra Stabilization video recording, Micro Movie Mode, Dual View Video, Night Mode, and Portrait mode. Thus allowing you to unleash your creativity and photography skills. Additionally, the handset’s Pro mode gives full manual control to capture scenes as per your liking. Definitely one of the best camera phones in this price segment.
Variants
6GB RAM | 128GB Storage
8GB RAM | 128GB Storage
Pros And Cons
| Pros | Cons |
| Ultra stable camera | No ultrawide angle lens |
| 44W Fast charge | |
| Slim and portable |
17. Tecno Camon 20 Pro 5G
Score
Tecno Camon 20 Pro 5G
Processor
8.7
Display
8.9
Camera
8.5
Battery
8.2
The Tecno Camon 20 Pro 5G is another decent handset that falls in the category of best camera phones under 20000. It redefines the art of photography with its 64-megapixel RGBW(G+P) OIS lens and F1.65 large aperture. Moreover, with this handset, you can say goodbye to grainy photos as it captures clear and vivid images even in the darkest settings. Additionally, the smartphone comes with a 2-megapixel macro and 2-megapixel bokeh lens, thus allowing you to experiment with your shots and get creative.
To make your shots evenly bright and clear, the handset also features a ring flashlight on the rear. For selfies and video chats, a 32-megapixel selfie camera is provided. Overall, a decent option when it comes to best camera phones under 20000.
Variants
8GB RAM | 128GB ROM
8GB RAM| 256GB ROM
Pros and Cons
| Pros | Cons |
| Pro night camera | Heating issue |
| 32 megapixel AI selfie camera | |
| Artistic Design |
18. Xiaomi Redmi Note 11S
Score
Xiaomi Redmi Note 11S
Processor
6.9
Display
8.8
Camera
8.1
Battery
8.2
The Xiaomi Redmi Note 11S features a quad rear camera setup with a 108-megapixel primary camera supported by an 8-megapixel ultra wide-angle camera, and dual 2-megapixel macro and portrait lens. This is a pretty good offering from Xiaomi at this price range.
Moreover, the phone’s camera is capable of capturing stunning photographs and videos even in low light conditions. Additionally, for selfies and video chats, Xiaomi offers a 16-megapixel front camera. Overall, this is one of the best camera mobile phones under 20000 that provides value for every penny.
Variants
6GB RAM | 64GB Storage
Pros and Cons
| Pros | Cons |
| Impressive camera features | No cons |
| Budget-friendly | |
| Powerful processor |
19. Samsung Galaxy M34 5G
Score
Samsung Galaxy M34 5G
Processor
6.1
Display
8.8
Camera
8.8
Battery
8.2
The Samsung Galaxy M34 5G is one of the best phones available in the market when it comes to the best camera mobile phone under 20000. The handset offers a 50-megapixel no-shake primary camera along with 8-megapixel and 2-megapixel secondary lenses. Moreover, you don’t have to worry about grainy or unclear images in low light conditions as with this handset you can capture sharp and clear images even at night. Additionally, it also features some inbuilt filters to enhance your photography experience.
For selfies and video chats, the handset offers a 13-megapixel front camera. Overall, it is a really good offering at this price range.
Variants
6GB RAM | 128GB Storage
8GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| 50-megapixel No shake cam | Heating issue |
| 4 Generations of OS Upgrades | |
| 6000mAH battery |
20. Realme Narzo 60 5G
Score
Realme Narzo 60 5G
Processor
7.9
Display
8.8
Camera
8.0
Battery
8.2
Next, on the list of best camera mobile phones under 20000, we have the Realme Narzo 60 5G. The handset is a pretty good offering from Realme and offers an ultra-sharp 64-megapixel primary camera. This camera is specifically designed to excel in urban environments, capturing intricate details and vibrant colours with precision.
Moreover, with advanced features and AI technology, you can elevate your photography skills and unleash your artistic vision. For selfies and video chats, you get a 16-megapixel front camera. Overall a pretty decent offering.
Variants
8GB RAM | 128GB Storage
8GB RAM | 256GB Storage
Pros and Cons
| Pros | Cons |
| 5G connectivity | Lack of OIS |
| 33W SuperVOOC fast charging | |
| Decent camera performance |
21. Tecno Spark 10 5G
Score
Tecno Spark 10 5G
Processor
7.9
Display
6.8
Camera
7.8
Battery
8.2
The Tecno Spark 10 5G is another powerful and feature-packed smartphone that redefines the boundaries of mobile photography and performance. It comes with an impressive 8GB RAM and a generous 256GB storage, ensuring seamless multitasking and ample space for all your files and memories. Another highlight of the handset is its 50-megapixel dual rear camera which captures every moment with astonishing detail and clarity. Additionally, for selfies and video chats, it packs a 32-megapixel selfie camera with a dual-LED flash.
The Tecno Spark 10 5G guarantees a smooth and delightful user experience, making it an irresistible choice for photography enthusiasts and tech-savvy individuals seeking a high-performance device within a budget-friendly range.
Variants
8GB RAM | 256GB ROM
Pros and Cons
| Pros | Cons |
| Powerful performance | Average display |
| Good camera quality | |
| Dual video |
22. Vivo Y56
Score
Vivo Y56 5G
Processor
7.9
Display
7.4
Camera
8.0
Battery
8.2
Next, on the list of the best camera phones under 20000 we have the Vivo Y56 5G. The handset features a 6.58- inch FHD+ display that provides an immersive visual experience. Moreover, with its dual 50-megapixel + 2-megapixel rear camera setup, every shot becomes a masterpiece, delivering exceptional image quality and depth of field. Packed with 8GB of RAM and a generous 128GB internal memory, the Vivo Y56 offers ample space for all your apps, photos, and videos, providing a seamless multitasking experience.
Additionally, for selfies and video chats, a 16-megapixel front camera is included. The handset performs really well in low-light conditions and has a premium design. All in all this handset offers the perfect blend of powerful camera capabilities, impressive performance, and long-lasting battery life.
Variants
8GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| Ample storage | No ultra-wide camera |
| Good camera capabilities | |
| Good battery backup |
23. Vivo Y22
Score
Vivo Y22 2022
Processor
6.8
Display
6.7
Camera
8.0
Battery
8.2
The Vivo Y22 is another one of the best camera phones under 20000. The handset comes with a 50-megapixel main sensor which utilizes a large sensor that gathers light like a professional camera, delivering industry-leading 50-megapixel high-definition pictures every time. With this handset, you can relive the best moments in life with pictures full of vivid detail, even those shot at night. Additionally, its 2-megapixel secondary camera and an 8-megapixel front camera do wonders too.
Definitely one of the best Vivo camera phones under 20000.
Variants
6GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| Good camera performance | No 5G connectivity |
| Performs well in low light conditions | |
| Affordable |
24. Motorola Moto G62 5G
Score
Motorola Moto G62 5G
Processor
7.4
Display
7.7
Camera
8.2
Battery
8.2
The Motorola Moto G62 5G features a 50-megapixel primary camera with Quad Pixel technology that produces sharp, significantly colourful images making every click appear fantastic. Additionally, an innovative sensor recognises the depth and works in tandem with the primary camera to produce photographs that seem professional and mindblowing.
The handset features a 5000 mAh battery that makes juggling and productivity possible without worrying about running out of power. Moreover, splatters and spills are kept at bay by the Moto G62’s IP52 Water-repellent Design. Another highlight of this phone is its ThinkShield technology that keeps your data fully protected from spyware, phishing, and other possible threats from the hardware to the software of your mobile device. A great device that offers impressive features and value for every penny.
Variants
6GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| Powerful performance | A bit expensive |
| 5000 mAh battery | Average front camera |
| Decent camera performance |
25. POCO X5 5G
Score
POCO X5 5G
Processor
7.9
Display
8.9
Camera
8.2
Battery
8.2
With POCO X5 5G, you can take your photography skills to the next level. The handset comes with a triple rear camera setup of 48-megapixel + 8-megapixel + 2-megapixel. The 8-megapixel ultra-wide camera allows you to encapsulate your surroundings with a simple tap, making it ideal for taking epic landscape photos and taking group selfies. Moreover, the 48-megapixel AI camera captures incredible detail and bright colours in every snap, setting your social media game on fire.
Additionally, for selfies and video chats, the handset is equipped with a 13-megapixel front camera. Definitely one of the best camera phones under 20000.
Variants
6GB RAM | 128GB Storage
8GB RAM | 256GB Storage
Pros and Cons
| Pros | Cons |
| Excellent camera | No wireless charging |
| Large battery | |
| Eye-catching display |
26. Realme 10 Pro 5G
Score
Realme 10 Pro 5G
Processor
7.9
Display
7.7
Camera
8.0
Battery
8.2
Looking for the best camera phone under 20000? Look no further than the Realme 10 Pro 5G. Its exceptional photography and filmmaking abilities are what sets this handset apart, thanks to innovative technology like HyperShot Imaging Architecture, which enables parallel processing of photos, and Super Group Portrait mode, which makes each face in a portrait seem distinct. The handset comes with a 108-megapixel Pro light primary camera and a 2-megapixel secondary camera for all your photography and filmmaking needs.
Additionally, for selfies and video chats, the handset features a 16-megapixel front camera. Overall, the Realme 10 Pro 5G is a well-rounded powerhouse that combines top-notch camera performance with other impressive features.
Variants
8GB RAM | 128GB Storage
6GB RAM | 128GB Storage
Pros and Cons
| Pros | Cons |
| Powerful 108-megapixel camera | No AMOLED display |
| Lag-free and smooth user experience | |
| Lightweight and stylish design |
27. Realme 10
Score
Realme 10 5G
Processor
7.9
Display
7.5
Camera
8.2
Battery
8.2
Realme 10 is an affordable offering from Realme that provides value for every penny invested. Boasting an impressive array of features, this handset ensures an unparalleled user experience. Its powerful SoC performance ensures that your applications run fluidly, while lightning-fast startup and page loading enhance your efficiency.
But that’s not all – photography enthusiasts are in for a treat with its brilliant 50-megapixel + 2-megapixel rear camera setup. Moreover, its 16-megapixel front camera caters to your selfie and video chat needs. So, If you’re on the hunt for a top-tier camera phone under 20000, the Realme 10 is your gateway to a world of vivid colours, exceptional performance, and unbeatable value.
Variants
8GB RAM | 128GB Storage
4GB RAM | 64GB Storage
Pros And Cons
| Pros | Cons |
| Excellent performance | No ultrawide camera |
| 90Hz refresh rate | No 5G connectivity |
| 16-megapixel front camera |
28. Realme 9i 5G
Score
Realme 9i 5G
Processor
8.0
Display
7.5
Camera
8.2
Battery
8.2
The Realme 9i 5G is an affordable offering from Realme that offers a number of innovative capabilities. With its Dimensity 810 chipset, which has been created with a 6 nm architecture you can enjoy quick 5G speeds and outstanding performance.
Moreover, with its 50-megapixel AI Triple camera, you can capture timeless beauty with the aid of a variety of photographic tools tailored to this smartphone. Elevating the game for the best camera phone under 20000, the Realme 9i 5G combines innovation, style, and affordability in a single device. Definitely, a device worth your investment!
Variants
6GB RAM | 128GB Storage
4GB RAM | 64GB Storage
Pros And Cons
| Pros | Cons |
| 5G connectivity | No ultra-wide angle lens |
| Decent camera performance | No IP rating |
| Stylish and affordable |
29. Realme XT
Score
Realme XT
Processor
7.2
Display
7.8
Camera
8.8
Battery
7.4
If you are looking for the best camera phone under 20000, the Realme XT is the best option to get. From capturing amazing pictures with this phone’s 64-megapixel AI Quad camera to flaunting its hyperbola curved glass design, you will fall in love with this smartphone instantly.
Moreover, with the presence of four camera lenses, you can capture images from various perspectives. That’s not all, this smartphone comes with the Qualcomm Snapdragon 712 processor for efficient and lag-free performance. Definitely, one of the best camera mobile phones to get under 20000.
Variants
8GB RAM | 128GB Storage
4GB RAM | 64GB Storage
Pros And Cons
| Pros | Cons |
| Its 64-megapixel camera is amazing | No 5G network support |
| An iridescent design and a comfortable feel | |
| Super AMOLED screen |
30. OPPO A77S
Score
OPPO A77s
Processor
8.1
Display
6.8
Camera
8.0
Battery
8.2
The OPPO A77S is sure to elevate your photography experience with its impressive dual-camera setup that captures moments with astonishing clarity and detail. Its primary 50-megapixel main camera features cutting-edge technology and excels in various shooting conditions delivering amazing photographs. Additionally, its 2-megapixel secondary lens delivers a dynamic range of creative possibilities too.
For selfies and video chats, you get an 8-megapixel front camera that can take your self-portraits to a whole new level. Whether you’re capturing vivid landscapes or documenting cherished memories, the Oppo A77s proves to be a reliable companion, allowing you to explore your creativity through photography and videography. Definitely one of the best camera mobile phones under 20000.
Variants
8GB RAM| 128GB Storage
Pros and Cons
| Pros | Cons |
| Decent camera performance | No 5G connectivity |
| 8-megapixel front camera | |
| Stylish design |
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Frequently Asked Questions
Q. Which are the top brands for best camera phones under 20000?
A. The best camera phones under 20000 come from various brands, including Vivo, OnePlus, Realme, Motorola, etc. You can check the above list for a clear and better understanding.
Q. Which is the number 1 camera phone in India?
A. You won’t get the number 1 camera phone in the list of the best camera phones under 20000. For that, you need to go a bit higher in the price range. Samsung Galaxy S22 Ultra and Apple iPhone 14 Pro Max are currently the top camera phones in India.
Q. Which are the top five camera phones?
A. The top five camera phones include Apple iPhone 14 series, Samsung Galaxy S22/ 23 Ultra, OnePlus 11 series, Xiaomi Redmi Note 12 Pro 5G, and Vivo X90 series.
Q. Which phones have high-resolution cameras?
A. In the list of the best camera phones under 20000, OnePlus Nord CE 3 Lite 5G and Motorola Moto G72 have high-resolution cameras.
Q. Is Samsung Camera better than OnePlus?
A. Both brands have their own strengths and weaknesses. So, which one is better, depends upon your needs. However, Samsung’s high-end smartphones have better camera capabilities.
Q. Which phones have the best low-light camera?
A. Samsung Galaxy A23 5G, Realme Narzo N55, Poco X4 Pro 5G, etc. are some of the best low-light camera phones under 20000 in India.
Q: Which phone has a premium lightweight design and captures amazing photographs?
If you are looking for a phone that is both good-looking and captures great shots then you should go with the Xiaomi Redmi Note 12 5G.
Q: What to look for when buying a smartphone with a good camera?
When buying a smartphone with a good camera, look for features like high megapixel count, optical image stabilization, and advanced camera software for better image quality and versatility.
Q: What camera phone under 20,000 is recommended for capturing wide-angle shots?
There are a number of options under 20,000. However, Poco x4 pro is a popular choice for wide-angle photography in its price range, offering an 8-megapixel wide-angle lens that lets you capture more expansive scenes.
Q: Which camera phone under 20,000 is ideal for capturing detailed macro shots?
Oneplus Nord CE 3 Lite 5G is well-regarded for its macro photography capabilities, enabling users to capture detailed shots up close.
Q: Which camera phone under 20,000 has the best low-light photography capabilities?
Vivo Y35 is known for its impressive low-light photography capabilities, making it an excellent choice for capturing great photos in low-light conditions.
Q: Which camera phone can capture good selfies even in low light conditions?
The Realme N55 features an 8-megapixel selfie camera that can click superb selfies even at night and in low light conditions.
Q: Which smartphone provides impressive camera features at affordable rates?
If you are looking for a budget-friendly handset that provides impressive camera capabilities and value for money then you should get the Xiaomi Redmi Note 11S.
Q: Which smartphone offers good OIS (Optical Image Stabilisation) under the 20000 price segment?
The IQOO Z7s 5G comes with an ultra-stable camera that prevents shakiness in videos and photos exceptionally well.
Q: Which Tecno smartphone under 20000 is good for both video and photography needs?
Tecno Spark 10 5G delivers impressive video and photo capabilities. Moreover, it also features a dual video feature for vlogs and other videography needs.
Q: Are Vivo smartphones under the 20000 price segment good for photography?
Yes, Vivo smartphones like the Vivo Y35 and Vivo Y56 are some of the best smartphones under 20000 for mobile photography and deliver justice for every penny invested.
Q: Which Vivo phone under 20000 performs well in low light conditions?
The Vivo Y22 is an affordable offering from Vivo that performs really well in low-light conditions and helps you capture clear and grain-free images.
Q: Which Xiaomi phone under 20000 has good camera capabilities as well as good performance?
The Xiaomi Redmi Note 11S offers impressive camera features as well as powerful performance.
Q: Is the Motorola Moto G62 5G resistant to splashes and spills?
Yes, the Moto G62 5G features an IP52 Water-repellent Design, which safeguards the device against splatters and spills, adding an extra layer of protection.
Q: What is the camera setup on the POCO X5 5G?
The POCO X5 5G features a triple rear camera setup, consisting of a 48-megapixel primary camera, an 8-megapixel ultra-wide camera, and a 2-megapixel sensor for additional functionalities.
Best Camera Phones Under 20000: Final Thoughts
Alright, this was all about the best camera phones under 20000. While each one on the list is amazing, if we have to pick our favourite- it would be Vivo T1 5G. I personally enjoyed the camera of this amazing smartphone. Both the rear and front cameras are worthy of clicking eye-catching pictures with the perfect blend of light and tone.
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Surbhi Verma
Engineer by Degree, Writer by Profession. I have tried my hands on different genre of writing only to end up finding technology to be my forte.