Today, overloading options have made finding the best mobile phone under 20000 so challenging. You can easily get a decent phone that doesn’t do every task, and the quality of output is acceptable. You can actually use these phones for 2-3 years before upgrading. If the options don’t quite meet your expectations, don’t worry! You can always choose the refurbished version of better phones that will come within your 20k budget. They are as good as new ones and offer a premium experience in less price. Nevertheless, I have curated a collection of both types so that you get to choose the best one for you.
Also Read: Grab These Best Mobile Phones Under 15000 Rupees
List Of The Best Mobile Phone Under 20000: Top Picks!
The Rs. 10,000 to Rs. 20,000 price range is popular among Indian buyers in 2025. In this price range, you can see features like 5G, AMOLED displays, and fast charging at affordable prices. The competition is tough as many brands are competing. All these phones offer excellent value. These best mobile phones under 20000 are perfect for students, professionals, and casual users.
Here’s a curated list of the best 5G mobile phone under 20000 rupees in India:
| Best Mobile Phone Under 20000 | Price | Buying Link |
|---|---|---|
| Vivo T4R | Rs. 19,499 | Buy on Flipkart |
| Redmi 15 5G | Rs. 14,313 | Buy on Flipkart |
| Realme P3 5G | Rs. 15,999 | Buy on Flipkart |
| Motorola G96 | Rs. 17,999 | Buy on Flipkart |
| POCO X7 5G | Rs. 18,999 | Buy On Flipkart |
| CMF By Nothing Phone 2 Pro | Rs. 18,999 | Buy On Flipkart |
| Redmi Note 14 5G | Rs. 15,936 | Buy On Flipkart |
| OPPO K13 5G | Rs. 16,999 | Buy on Flipkart |
Vivo T4R 5G
The Vivo brand has become popular gradually. It is releasing some worthy models, one of them being the Vivo T4R. This is the best mobile phone under 20000 offered by the brand. Content creators and outdoor adventurers who need waterproofing can get this.
Best Feature/USP:
- IP68/IP69 ratings
- Super slim design
- 4K video recording
Redmi 15 5G
Xiaomi has recently launched a really durable smartphone at Rs. 18,999. The Redmi 15 brings AI capabilities to the budget. The highlight is that it has a massive battery of 7000mAh. In fact, the company has also promoted with the tagline “One Charge. Two Days. Zero Worries.”
This phone is ideal for people constantly watching series or media. Heavy multitaskers who need exceptional battery life and immersive viewing can pick this one without a thought.
Best Feature/USP:
- 7000mAh Battery,
- 6.9″ 144Hz FHD+ display,
- Snapdragon 6s Gen 3
- Xiaomi HyperOS
Realme P3 5G
The Realme P3 is a powerful phone for its price. It has a 6.67-inch AMOLED screen with a 120Hz refresh rate. You can easily play games and binge-watch your favourite shows. The Snapdragon 6s Gen 4 chip gives it a good performance.
The 50-megapixel main camera takes decent photos. The 32MP selfie camera is perfect for video calls and selfies. One of the best choices for the best mobile phone under 20000. This is best for daily commuters, outdoorsy people, and gamers requiring extended battery and water resistance.
Best Features/ USP
- 6000mAh battery,
- IP69 top-tier waterproofing,
- Snapdragon 6s Gen 4 chipset
Motorola Moto G96
The Moto G96 5G brings premium-grade features to the mid-range segment. You get a vibrant 6.67-inch curved pOLED display. The refresh rate is as high 144 Hz. Everything layered beneath Gorilla Glass 5. The phone is powered by the Snapdragon 7s Gen 2 chipset and backed by Android 15. So you get the latest functions within your budget. Plus there’s long-term support.
The device sports a 50 -megapixel Sony primary camera with OIS alongside. There’s an 8-megapixel ultra-wide lens, plus a 32-megapixel front shooter. The battery 5,500 mAh battery with 33W TurboPower charging. It’s not the best, but really capable.
Best Features/ USP:
- IP68 rating,
- Gorilla Glass durability,
- 144Hz refresh rate,
- 50MP Sony LYT-700C camera
POCO X7 5G
The POCO X7 5G is a great mid-range phone with the 8GB/256GB option. It has a 6.67-inch FHD+ AMOLED screen with a 120Hz refresh rate and 3000 nits brightness. The device comes with the MediaTek Dimensity 7300 Ultra chip.
It can easily handle everyday tasks and moderate gaming well. The 50-megapixel main camera takes clear photos, and the 20-megapixel front camera is good for selfies. It has a 5,500mAh battery with 45W fast charging. Surely deserves a spot in the best mobile phone under 20000 list.
Best Features/ USP
- IP69 rating, 50MP LYT-600 camera,
- MediaTek Dimensity 7300 Ultra,
- Corning Gorilla Glass Victus 2
POCO X7 5G is best for those who need a rugged phone and long battery life.
CMF By Nothing Phone 2 Pro
The CMF Phone 2 Pro is a budget smartphone with strong features. It has a 6.77-inch AMOLED display with FHD+ resolution and 120Hz refresh rate. It has the Dimensity 7300 Pro 5G processor. The battery is 5,000mAh and supports 33W fast charging. It also supports 5W reverse charging to charge other devices.
The rear camera setup includes:
- 50MP main camera
- 50MP telephoto camera with 2x zoom
- 8MP ultra-wide camera The front camera is 16MP. It can record 4K video at 30fps. Photo quality is improved with AI and Ultra XDR tech.
The phone runs on Nothing OS 3.2 (based on Android 15). It gets 3 years of OS updates and 6 years of security updates. The design is slim (7.8mm) and light (185g). It has IP54 water and dust resistance.
You can attach accessories using the modular back panel. It supports NFC, WiFi 6, Bluetooth 5.3, and an in-screen fingerprint sensor.
Best Features/ USP
- Unique design,
- Best-in-class camera,
- Dual SIM support,
- 3000 nits peak brightness
Xiaomi Redmi Note 14
The Xiaomi Redmi Note 14 5G offers good value. It comes with 6.67-inch AMOLED screen, 120Hz refresh rate, and 2100 nits brightness. Surely a good option in the best mobile phone under 20000 list.
The triple camera (50-megapixel main, 8-megapixel ultrawide, 2-megapixel macro) takes good photos in daylight, and the 20-megapixel front camera is great for selfies. Its 5,110mAh battery lasts all day, and 45W charging is fast.
Best features/ USP:
- Sony LYT OIS triple camera setup,
- Xiaomi HyperOS
If you are beginning as a vlogger, this can be a great phone. You will get stabilised video and seamless software experience.
OPPO K13 5G
The OPPO K13 5G is an affordable phone with fast charging. It has a 6.67-inch AMOLED screen. The Snapdragon 6 Gen 4 chip works well for daily tasks and 5G, with 128GB of storage.
The 50-megapixel main camera takes good photos in daylight, and the 16-megapixel selfie camera is basic. The 7,000mAh battery charges quickly with 80W SUPERVOOC. Heavy users and travelers needing long battery life, fast charging and rugged build can go for this.
Best Features/ USP:
- 6000mAh battery with 45W SuperVOOC charging
- 360-degree body armor
Best Refurbished Mobile Phone Under 20000 (Don’t Miss This!)
Apple iPhone 12 – Refurbished
The Apple iPhone 12 is a timeless flagship. Even though the model is old, it delivers superb quality, especially in the photo department. Plus, you get to experience an iPhone within a 20k budget. Enjoy powerhouse performance and a premium iOS experience even in 2025. Its compact form factor and vibrant display is ideal for users seeking reliability without bulk.
Best Features/USPs:
- A14 Bionic Chip
- 12-megapixel Dual camera
- 4K Videos
- Super Retina XDR Display
Refurbished iPhone 12 from Cashify is an absolute steal at Rs. 19,599. You are getting Apple’s iconic ecosystem while saving thousands compared to retail prices. It’s a smart way to own premium without the premium tag. Get easy EMI options, rigorous 32-point quality checks, and 6-month warranty and free delivery.
OnePlus 9 Pro 5G – Refurbished
The OnePlus 9 Pro 5G is a speed demon from 2021. It is still punching above its weight, featuring flagship-level cameras. Being refurbished from Cashify, it offers buttery-smooth performance in a stunning glass body. Perfect for Android users craving high-end features on a budget.
Best Features/USPs:
- Hasselblad Quad Camera: 48MP main sensor with pro-tuned colours.
- 120Hz Fluid AMOLED Display is 6.7-inch QHD
- Snapdragon 888 Processor
- OxygenOS
- 65W Warp charging with a 4500mAh battery
At Rs. 19,599, Cashify’s refurbished OnePlus 9 Pro 5G is a no-brainer deal. You’re basically upgrading to flagship life without spending, plus hassle-free exchanges if needed.
Samsung Galaxy A73 5G – Refurbished
The Samsung Galaxy A73 5G is a versatile mid-ranger with a massive screen and robust build. If you are someone who loves Samsung’s reliable software and long-term updates but can’t get it in a budget, this is the one. Launched in 2022, it holds up remarkably well for users even in 2025.
Best Features/USPs:
- 108MP Quad Camera with OIS
- 6.7-inch Super AMOLED 120Hz Display
- Snapdragon 778G Chipset:
- IP67 water resistance
- 5000mAh Battery
Refurbished Samsung Galaxy A73 5G from Cashify, starting at just Rs. 18,215. It is a far appealing choice than new budget phones.
Enjoy certified grading, a 6-month warranty, and cost cuts by over 50%. It’s a definite must-consider for getting premium Samsung features like Knox security and years of updates. All with zero compromise on quality and backed by Cashify’s trusted buyback guarantee.
Things To Consider Before Buying The Best Mobile Phone Under 20000
Before buying the best phone under 20000, here are the main things to consider:
RAM and Storage
Always look for at least 6GB of RAM for smooth performance. Many options like the POCO X7 5G offer 8GB RAM and 256GB storage. Aim for at least 128GB for storage. Also, check if it’s expandable, like with the Redmi Note 14 5G.
Camera
Budget phones now offer good cameras, even for night photography. Look for features like Auto Focus, OIS, Night Mode, and Portrait Mode. The CMF by Nothing Phone has an excellent 50-megapixel dual camera for instance.
Battery and Performance
Go for at least a 5,000mAh battery for long usage if you are searching for the best mobile phone under 20000. The Vivo T3x 5G’s 6,000mAh battery is great for extended use, while the Realme 13+ offers 80W fast charging. Fast charging (minimum 25W) is a must. For performance, you can consider Snapdragon or MediaTek Dimensity processors like in the Motorola Edge 50 Fusion and POCO X7.
Display
An FHD+ AMOLED display with at least a 90Hz refresh rate is ideal. The Motorola Edge 50 Fusion has a top-tier 144Hz pOLED display, while the OPPO K12x uses a budget-friendly LCD. The display size should be around 6.6 to 6.7 inches. But, the display size completely depends on your personal preference.
Quick Tips for First-Time Buyers For Best Mobile Phone Under 20000
If you are buying the best phone under 20000 for the first time, here are some tips that can be useful for you:
- Always make sure that you know exactly what you are buying the smartphone for. Be it gaming, long battery, or anything else. If you love gaming, go for Realme P3 5G.
- Prices may vary in stores vs. online (e.g., Flipkart vs. local shops). So check all available options like Amazon, Croma, Reliable Digital, and more.
- Festive sales in 2025 could drop these prices further. So wait for a good deal during the sale to save money. You can wait for Flipkart’s Big Billion Sale or Amazon’s Great Indian Sale!
Final Thoughts
And that’s our take on the best mobile phone under 20000 in India 2025. Hopefully, this list will make your purchasing decision easier and help you find what you are looking for.
All these are loaded with features like top-notch cameras, strong performance, long-lasting batteries, and many more. Personally, I would suggest you to go for brands like Redmi, Realme, POCO, Motorola, and Vivo, as they all offer amazing value-for-money factor that is missing in brands like Nokia in this segment.
Remember to share this best mobile phone under 20000 article with your friends and family who are looking to buy the best smartphones under 20000 and help them make an informed decision.
FAQ – Best Mobile Phone Under 20000
Which mobile is best under 20k?
Considering performance, camera quality, and value, brands like OnePlus, Realme, and Samsung stand out as top contenders for the best smartphones under 20000.
Which brand is best for best mobile phone under 20000?
Considering the market share, Brands like Redmi, Vivo, Samsung, and Realme have performed significantly well. However, in terms of performance and an overall smartphone experience, you can opt for Redmi, Samsung, OnePlus, and Redmi. So, if you are searching for the best phone under 20000, you can choose among these brands.
Which is the world’s No 1 phone?
Determining the world’s number one phone is subjective, but brands like Apple, Samsung, and OnePlus are often considered leaders in terms of sales, innovation, and customer satisfaction.
Is OnePlus better than Samsung?
Whether OnePlus or Samsung is better depends on factors like software preference, design, and specific features desired by the user. So it’s a very subjective choice when it comes to best mobile phone under 20000.
Which mobile is best under 20000 in 2025?
For overall performance, the Realme P2 Pro 5G is best. The Motorola Edge 50 Fusion is perfect if you want Snapdragon 7s Gen 2 chips and AMOLED displays. For battery life, the Vivo T3x 5G is unbeatable as it comes with 6,000mAh battery.
Which mobile is best in the range of Rs. 20,000?
The Realme P2 Pro 5G stands out for its powerful processor and 120Hz AMOLED screen. The Nothing Phone 2a is another gem. You get dual 50MP cameras and a unique Glyph design at a slightly lower price. Surely an amazing choice for the best mobile phone under 20000.
Which is best phone under 25000?
Since your budget extends to Rs. 25,000, you might get OnePlus Nord CE 4 Lite or Samsung Galaxy A35 for better cameras and software.
Which brand offers the best value phone under 20000?
Redmi, Realme, and POCO dominate for value. The Redmi Note 14 5G has expandable storage, while the POCO X7 5G has durability. You also get a 5,500mAh battery.
What’s the best camera phone under 20000?
The Nothing Phone 2a is perfect with its dual 50MP setup for high-quality shots. The Infinix Note 40 Pro 5G with a 108MP main camera is ideal for detailed photos in bright conditions.
Is 5G worth it in phones under 20000?
Yes! Every phone here supports 5G.
Which best mobile phone under 20000 has the best display?
The Motorola Edge 50 Fusion has a 6.7-inch pOLED with a 144Hz refresh rate and 1600 nits brightness. It is perfect for gaming and media. The POCO X7 5G comes with a 3000-nit AMOLED for outdoor use.
Which best mobile phone under 20000 offers the fastest charging?
The Realme 13+ 5G tops the list with 80W SUPERVOOC charging (50% in 20 minutes). The Motorola Edge 50 Fusion follows with 68W charging and a 5,000mAh battery.
Which best mobile phone under 20000 has the longest battery life?
The Vivo T3x 5G wins with a 6,000mAh battery. The POCO X7 5G offers 5,500mAh with 45W charging.
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If you’ve just bought a new phone and don’t know what to do with your old phone, then here’s your answer. Sell old mobile to Cashify and get the best price for it. If you are planning to buy a new phone, check out Cashify’s refurbished mobile phones. You can get your favourite phone at almost half price with six-month warranty, 15 days refund and free delivery.
