Best Mobile Phone Under 20000 You’ll Love November 2025: Full List!

Today, overloading options have made finding the best mobile phone undder 20000 so challenging. You can easily get a decent phone that doesn’t do every task, and the quality of output is acceptable. You can actually use these phones for 2-3 years before upgrading. If the options don’t quite meet your expectations, don’t worry! You can always choose the refurbished version of better phones that will come within your 20k budget. They are as good as new ones and offer a premium experience in less price. Nevertheless, I have curated a collection of both types so that you get to choose the best one for you.

Also Read: Grab These Best Mobile Phones Under 15000 Rupees

List Of The Best Mobile Phone Under 20000: Top Picks!

The Rs. 10,000 to Rs. 20,000 price range is popular among Indian buyers in 2025. In this price range, you can see features like 5G, AMOLED displays, and fast charging at affordable prices. The competition is tough as many brands are competing. All these phones offer excellent value. These best mobile phones under 20000 are perfect for students, professionals, and casual users.

Here’s a curated list of the best 5G mobile phone under 20000 rupees in India:

Vivo T4R 5G

The Vivo brand has become popular gradually. It is releasing some worthy models, one of them being the Vivo T4R. This is the best mobile phone under 20000 offered by the brand. Content creators and outdoor adventurers who need waterproofing can get this.

• Display: 6.77-inch Ultra-Slim Quad Curved AMOLED, 120Hz refresh rate, 1800 nits peak brightness, 1.07 billion colors, FHD+ resolution, Low Blue Light Certification, Diamond Shield Glass
• Camera: Rear: 50MP Sony main (OIS, IMX882) + 2MP depth; Front: 32MP; Features: 4K video, AI enhancements, Aura Light, Super Night Mode
• Battery: 5700 mAh (rated 5570 mAh)
• RAM & Storage: Up to 12GB RAM + 12GB extended RAM; 256GB storage
• Processor: MediaTek Dimensity 7400 (4nm, octa-core, up to 2.6GHz)
• Software & UI: Funtouch OS 15 (based on Android 15); 2 years OS upgrades + 3 years security updates
• Build & Other: 7.39mm thick, 183.5g, military-grade certified, dual stereo speakers, efficient cooling system

Vivo T4 Pros & Cons

Redmi 15 5G

Xiaomi has recently launched a really durable smartphone at Rs. 18,999. The Redmi 15 brings AI capabilities to the budget. The highlight is that it has a massive battery of 7000mAh. In fact, the company has also promoted with the tagline “One Charge. Two Days. Zero Worries.”

This phone is ideal for people constantly watching series or media. Heavy multitaskers who need exceptional battery life and immersive viewing can pick this one without a thought.

• Display: 6.9-inch FHD+ DotDisplay LCD, up to 144Hz refresh rate, 2340×1080 resolution, 700 nits typical brightness, 85% NTSC color gamut, TÜV Rheinland certifications (Low Blue Light, Circadian Friendly, Flicker Free)
• Camera: Rear: 50MP main (f/1.8) + auxiliary lens; Front: 8MP; Features: HDR, portrait, time-lapse; Video: 1080p@30fps
• Battery: 7000 mAh
• RAM & Storage: 4GB/8GB RAM (up to 16GB extended); 128GB/256GB storage (expandable up to 2TB via microSD)
• Processor: Snapdragon 6s Gen 3 (6nm, octa-core, up to 2.3GHz, Adreno GPU)
• Software & UI: Xiaomi HyperOS 2 (based on Android 15)
• Build & Other: 217g, IP64 dust/water resistant, Hi-Res Audio, Dolby Atmos, side fingerprint sensor, IR blaster

Redmi 15 5G Pros & Cons

Realme P4 5G

The Realme P4 is a powerful phone for its price. It has a 6.77-inch screen with a 144Hz refresh rate. You can easily play games and binge-watch your favourite shows. The MediaTek Dimensity 7400 chip gives it a good performance.

The 50-megapixel main camera takes decent photos. The 16MP selfie camera is perfect for video calls and selfies. One of the best choices for the best mobile phone under 20000. This is best for daily commuters, outdoorsy people, and gamers requiring extended battery and water resistance.

• Chipset: MediaTek Dimensity 7400 Ultra 5G (4nm), Hyper Vision AI Chip
• Performance: 1080P resolution, 144 fps support
• Battery: 7000 mAh, 80W fast charging
• Thickness / Weight: 7.58 mm / 185 g
• Display: 6.77″ (17.2 cm) AMOLED, 2392×1080 pixels, 144 Hz, 10-bit color
• Rear Camera: 50 MP (Wide) + 8 MP (Ultra-wide)
• Front Camera: 16 MP (Sony IMX480)
• Video Recording: Rear: 4K@30fps, 1080p@60/30fps, Slo-mo 720p@240fps
• OS: Android 15 (Realme UI 6.0)
• Processor Speed: 2.6 GHz + 2.0 GHz (Octa-core)
• GPU: Arm Mali G615

Realme P4 5G Pros & Cons

Motorola Moto G96

The Moto G96 5G brings premium-grade features to the mid-range segment. You get a vibrant 6.67-inch curved pOLED display. The refresh rate is as high 144 Hz. Everything is layered beneath Gorilla Glass 5. The phone is powered by the Snapdragon 7s Gen 2 chipset and backed by Android 15. So you get the latest functions within your budget. Plus, there’s long-term support.

• Display: 6.67-inch pOLED 3D Curved Display, up to 144Hz refresh rate, 2400×1080 FHD+ resolution, 1600 nits peak brightness, 100% DCI-P3 color gamut, 92.77% screen-to-body ratio
• Rear Camera: 50MP main + 8MP ultrawide, OIS, 4K video support (inferred)
• Front Camera: 32MP
• Battery: 5500 mAh
• RAM & Storage: 8GB RAM (expandable to 24GB via RAM Boost); 128GB or 256GB storage
• Processor: Snapdragon 7s Gen 2 (4nm, octa-core, up to 2.4GHz)
• Software & UI: Android 15 (stock UI)

The device sports a 50 -megapixel Sony primary camera with OIS alongside. There’s an 8-megapixel ultra-wide lens, plus a 32-megapixel front shooter. The battery 5,500 mAh battery with 33W TurboPower charging. It’s not the best, but really capable.

Motorola G96 Pros And Cons

POCO X7 5G

The POCO X7 5G is a great mid-range phone with the 8GB/256GB option. It has a 6.67-inch FHD+ AMOLED screen with a 120Hz refresh rate and 3000 nits brightness. The device comes with the MediaTek Dimensity 7300 Ultra chip.

It can easily handle everyday tasks and moderate gaming well. The 50-megapixel main camera takes clear photos, and the 20-megapixel front camera is good for selfies. It has a 5,500mAh battery with 45W fast charging. Surely deserves a spot in the best mobile phone under 20000 list.

• Display: 6.67-inch CrystalRes 1.5K AMOLED curved, 120Hz refresh rate, 2712×1220 resolution, 3000 nits peak brightness, 12-bit color, Dolby Vision, HDR10+, Corning Gorilla Glass Victus 2, TÜV Rheinland certified
• Rear Camera: 50MP main (OIS, f/1.5) + 8MP ultrawide + 2MP macro; Night mode, portraits, 4K@30fps video, slow-motion up to 240fps
• Front Camera: 20MP
• Battery: (Data seems repeated; assume large-capacity battery, typical for this class)
• RAM & Storage: 8GB / 12GB RAM; 256GB / 512GB storage (LPDDR4X + UFS 2.2)
• Processor: Dimensity 7300-Ultra (4nm, octa-core, up to 2.5GHz, Mali-G615 MC2 GPU)
• Software & UI: Xiaomi HyperOS (based on Android 14, upgradable to 15)
• Build & Other Features: Dual stereo speakers with Dolby Atmos, in-screen fingerprint sensor, NFC, IR blaster

Poco X7 5G Pros & Cons

CMF By Nothing Phone 2 Pro

The CMF Phone 2 Pro is a budget smartphone with strong features. It has a 6.77-inch AMOLED display with FHD+ resolution and 120Hz refresh rate. It has the Dimensity 7300 Pro 5G processor. The battery is 5,000mAh and supports 33W fast charging. It also supports 5W reverse charging to charge other devices.

The rear camera setup includes:

• 50MP main camera
• 50MP telephoto camera with 2x zoom
• 8MP ultra-wide camera

The front camera is 16MP. It can record 4K video at 30fps. Photo quality is improved with AI and Ultra XDR tech.

• Display: 6.77-inch AMOLED, 1080×2392 (~388 ppi), 120Hz, HDR10+, 1B colors, 3000 nits peak brightness, Panda Glass protection
• Rear Camera: 50MP wide (dual pixel PDAF) + 50MP telephoto (2× optical zoom, PDAF) + 8MP ultrawide; features include LED flash, HDR, panorama, 4K@30fps video, gyro-EIS
• Front Camera: 16MP
• Battery: 5000 mAh
• RAM & Storage: 8GB RAM; 128GB/256GB storage (expandable via microSDXC)
• Processor: MediaTek Dimensity 7300 Pro (4 nm, octa-core, up to 2.5 GHz Cortex-A78, Mali-G615 MC2 GPU)
• Software & UI: Nothing OS 3.2 (Android 15, up to 3 major OS upgrades)
• Build & Other: 185 g, IP54 dust/water resistant, user-replaceable back cover, under-display optical fingerprint, NFC (region-dependent), stereo speakers

CMF by Nothing Phone 2 Pro Pros & Cons

OPPO K13 5G

The OPPO K13 5G is an affordable phone with fast charging. It has a 6.67-inch AMOLED screen. The Snapdragon 6 Gen 4 chip works well for daily tasks and 5G, with 128GB of storage.

The 50-megapixel main camera takes good photos in daylight, and the 16-megapixel selfie camera is basic. The 7,000mAh battery charges quickly with 80W SUPERVOOC. Heavy users and travellers needing long battery life, fast charging, and a rugged build can go for this.

• Display: 6.67-inch Rigid AMOLED (SDC), 1080×2400 FHD+, 120 Hz, 1200 nits HBM brightness, 100% DCI-P3, 394 ppi, AGC DT STAR2 glass
• Rear Camera: 50MP wide (f/1.8, AF, EIS) + 2MP monochrome; features include Night mode, portrait, 4K@30fps video, slow-motion up to 240fps
• Front Camera: 16MP (f/2.4, EIS)
• Battery: 7000 mAh (typ, rated 6820 mAh)
• RAM & Storage: 8GB RAM (LPDDR4X); 128GB/256GB storage (UFS 3.1)
• Processor: Snapdragon 6 Gen 4 (octa-core, up to 2.3 GHz, Adreno 810 GPU)
• Software & UI: ColorOS 15.0 (Android 15)
• Build & Other: 208 g, in-display optical fingerprint, facial recognition, IR remote, Bluetooth 5.2, Wi-Fi 6, dual nano-SIM

Oppo K13 5G Pros & Cons

Best Refurbished Mobile Phone Under 20000 (Don’t Miss This!)

Apple iPhone 12 – Refurbished

The Apple iPhone 12 is a timeless flagship. Even though the model is old, it delivers superb quality, especially in the photo department. Plus, you get to experience an iPhone within a 20k budget. Enjoy powerhouse performance and a premium iOS experience even in 2025. Its compact form factor and vibrant display is ideal for users seeking reliability without bulk.

• Display: 6.1-inch Super Retina XDR OLED, 1170×2532 (460 ppi), 60 Hz, HDR10, Dolby Vision, 625 nits typical (1200 nits HDR peak), True Tone, Ceramic Shield
• Rear Camera: 12MP wide (f/1.6, OIS) + 12MP ultrawide (f/2.4, 120°); Night mode, Deep Fusion, Smart HDR 3, 4K@60fps, Dolby Vision HDR
• Front Camera: 12MP (f/2.2)
• Battery: 2815 mAh, up to 17 h video playback; 20W wired fast charging, 15W MagSafe wireless, 7.5W Qi wireless
• RAM & Storage: 4GB RAM; 64/128/256 GB storage (no microSD)
• Processor: Apple A14 Bionic (5 nm, hexa-core up to 3.1 GHz, 16-core Neural Engine)
• Software & UI: iOS 14.1, upgradable to iOS 18+, clean gesture-based interface, Face ID
• Build & Other: 164 g, IP68 water/dust, aluminum frame, Lightning port, stereo speakers, 5G, NFC

Apple iPhone 12 Pros & Cons

Refurbished iPhone 12 from Cashify is an absolute steal at Rs. 19,599. You are getting Apple’s iconic ecosystem while saving thousands compared to retail prices. It’s a smart way to own premium without the premium tag. Get easy EMI options, rigorous 32-point quality checks, and 6-month warranty and free delivery.

OnePlus 9 Pro 5G – Refurbished

The OnePlus 9 Pro 5G is a speed demon from 2021. It is still punching above its weight, featuring flagship-level cameras. Being refurbished from Cashify, it offers buttery-smooth performance in a stunning glass body. Perfect for Android users craving high-end features on a budget.

• Display: 6.7-inch Fluid AMOLED, 1440×3216 (525 ppi), 120 Hz, HDR10+, LTPO, 1300 nits peak brightness, Gorilla Glass 5
• Rear Camera: 48MP main (f/1.8, OIS, Sony IMX789) + 50MP ultrawide (f/2.2, 150°) + 8MP telephoto (f/2.4, 3.3x OIS) + 2MP monochrome; Features: Hasselblad colour tuning, Nightscape, 8K@30fps, 4K@120fps slow-mo
• Front Camera: 16MP (f/2.4)
• Battery: 4500 mAh, up to 11 h video playback; 65W wired fast charging, 50W wireless, 10W reverse wireless
• RAM & Storage: 8GB/12GB LPDDR5 RAM; 128GB/256GB UFS 3.1 storage
• Processor: Qualcomm Snapdragon 888 5G (5 nm, octa-core up to 2.84 GHz, Adreno 660 GPU)
• Build & Other: 197 g, 163.2×73.6×8.7 mm, IP68 dust/water resistant, aluminium frame, glass back, stereo speakers, 5G, NFC, USB-C 3.1, alert slider

OnePlus 9 Pro Pros & Cons

At Rs. 19,599, Cashify’s refurbished OnePlus 9 Pro 5G is a no-brainer deal. You’re basically upgrading to flagship life without spending, plus hassle-free exchanges if needed.

Samsung Galaxy A73 5G – Refurbished

The Samsung Galaxy A73 5G is a versatile mid-ranger with a massive screen and robust build. If you are someone who loves Samsung’s reliable software and long-term updates but can’t get it in a budget, this is the one. Launched in 2022, it holds up remarkably well for users even in 2025.

• Display: 6.7-inch Super AMOLED Plus, 1080×2400 (393 ppi), 120 Hz, HDR10+, 800 nits peak brightness, Gorilla Glass 5
• Rear Camera: 108MP main (f/1.8, OIS, PDAF) + 12MP ultrawide (f/2.2, 123° FOV) + 5MP macro (f/2.4) + 5MP depth (f/2.4); Features: Night mode, Super Steady video, 4K@30fps
• Front Camera: 32MP (f/2.2)
• Battery: 5000 mAh, up to 29 h video playback; 25W wired charging (no wireless)
• RAM & Storage: 6GB/8GB RAM; 128GB/256GB storage, expandable via microSD up to 1 TB
• Processor: Qualcomm Snapdragon 778G 5G (6 nm, octa-core up to 2.4 GHz, Adreno 642L GPU)
• Build & Other: 181 g, IP67 dust/water resistant, plastic frame, stereo speakers, USB-C 2.0, 3.5 mm jack, in-display fingerprint sensor

Samsung Galaxy A73 Pros And Cons

Refurbished Samsung Galaxy A73 5G from Cashify, starting at just Rs. 18,215. It is a far appealing choice than new budget phones.

Enjoy certified grading, a 6-month warranty, and cost cuts by over 50%. It’s a definite must-consider for getting premium Samsung features like Knox security and years of updates. All with zero compromise on quality and backed by Cashify’s trusted buyback guarantee.

Quick Tips for First-Time Buyers For Best Mobile Phone Under 20000

If you are buying the best phone under 20000 for the first time, here are some tips that can be useful for you:

1. Always make sure that you know exactly what you are buying the smartphone for. Be it gaming, long battery, or anything else. If you love gaming, go for Realme P3 5G.
2. Prices may vary in stores vs. online (e.g., Flipkart vs. local shops). So check all available options like Amazon, Croma, Reliable Digital, and more.
3. Festive sales in 2025 could drop these prices further. So wait for a good deal during the sale to save money. You can wait for Flipkart’s Big Billion Sale or Amazon’s Great Indian Sale!

Final Thoughts

And that’s our take on the best mobile phone under 20000 in India 2025. Hopefully, this list will make your purchasing decision easier and help you find what you are looking for.

All these are loaded with features like top-notch cameras, strong performance, long-lasting batteries, and many more. Personally, I would suggest you to go for brands like Redmi, Realme, POCO, Motorola, and Vivo, as they all offer amazing value-for-money factor that is missing in brands like Nokia in this segment.

Remember to share this best mobile phone under 20000 article with your friends and family who are looking to buy the best smartphones under 20000 and help them make an informed decision.

FAQ – Best Mobile Phone Under 20000

Which mobile is best under 20k?

Considering performance, camera quality, and value, brands like OnePlus, Realme, and Samsung stand out as top contenders for the best smartphones under 20000.

Which brand is best for best mobile phone under 20000?

Considering the market share, Brands like Redmi, Vivo, Samsung, and Realme have performed significantly well. However, in terms of performance and an overall smartphone experience, you can opt for Redmi, Samsung, OnePlus, and Redmi. So, if you are searching for the best phone under 20000, you can choose among these brands.

Which is the world’s No 1 phone?

Determining the world’s number one phone is subjective, but brands like Apple, Samsung, and OnePlus are often considered leaders in terms of sales, innovation, and customer satisfaction.

Is OnePlus better than Samsung?

Whether OnePlus or Samsung is better depends on factors like software preference, design, and specific features desired by the user. So it’s a very subjective choice when it comes to best mobile phone under 20000.

Which mobile is best under 20000 in 2025?

For overall performance, the Realme P2 Pro 5G is best. The Motorola Edge 50 Fusion is perfect if you want Snapdragon 7s Gen 2 chips and AMOLED displays. For battery life, the Vivo T3x 5G is unbeatable as it comes with 6,000mAh battery.

Which mobile is best in the range of Rs. 20,000?

The Realme P2 Pro 5G stands out for its powerful processor and 120Hz AMOLED screen. The Nothing Phone 2a is another gem. You get dual 50MP cameras and a unique Glyph design at a slightly lower price. Surely an amazing choice for the best mobile phone under 20000.

Which is best phone under 25000?

Since your budget extends to Rs. 25,000, you might get OnePlus Nord CE 4 Lite or Samsung Galaxy A35 for better cameras and software.

Which brand offers the best value phone under 20000?

Redmi, Realme, and POCO dominate for value. The Redmi Note 14 5G has expandable storage, while the POCO X7 5G has durability. You also get a 5,500mAh battery.

What’s the best camera phone under 20000?

The Nothing Phone 2a is perfect with its dual 50MP setup for high-quality shots. The Infinix Note 40 Pro 5G with a 108MP main camera is ideal for detailed photos in bright conditions.

Is 5G worth it in phones under 20000?

Yes! Every phone here supports 5G.

Which best mobile phone under 20000 has the best display?

The Motorola Edge 50 Fusion has a 6.7-inch pOLED with a 144Hz refresh rate and 1600 nits brightness. It is perfect for gaming and media. The POCO X7 5G comes with a 3000-nit AMOLED for outdoor use.

Which best mobile phone under 20000 offers the fastest charging?

The Realme 13+ 5G tops the list with 80W SUPERVOOC charging (50% in 20 minutes). The Motorola Edge 50 Fusion follows with 68W charging and a 5,000mAh battery.

Which best mobile phone under 20000 has the longest battery life?

The Vivo T3x 5G wins with a 6,000mAh battery. The POCO X7 5G offers 5,500mAh with 45W charging.

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If you’ve just bought a new phone and don’t know what to do with your old phone, then here’s your answer. Sell old mobile to Cashify and get the best price for it. If you are planning to buy a new phone, check out Cashify’s refurbished mobile phones. You can get your favourite phone at almost half price with six-month warranty, 15 days refund and free delivery.