The best mobile phones under 20000 can offer you a lot if you have your research right. A budget-friendly phone that offers the best of features- Is it too much to ask for in 2023? Well, no! You just need the right knowledge before making your next smartphone purchase. What’s more, these phones can offer you premium features, stylish designs, and good battery life- all just in a mid-budget range.

However, with plenty of options available, it can get tedious sometimes to search the list of all phones satisfying your demands. But don’t worry! We are here to ease your load. Check out our list of the best mobile phones under 20000 to get more clarity for your next best smartphone purchase.

Also Read: 5 Best Mobile Phones Under 35000 In India

Price At A Glance For Best Mobile Phones Under 20000

Get a glance to know about the price list of some of the best mobile phones under 20000 range. This would definitely help you in making a great decision based on your budget. Our subsequent sections are dedicated to knowing the features and variants of each of these models before you finalise the one model of your choice.

Price List for Best Mobile Phones Under 20000
Price List for Best Mobile Phones Under 20000

What Should You Consider Before Buying a Smartphone?

what to consider before buying smartphone - best mobile phone under 20000

The smartphone does not just have to be fancy. Instead, it should offer you good features too. Consider these points before buying your next smartphone:

  1. Processor: The processor is extremely important for any smartphone. Different smartphones have different processors like octa-core, quad-core, Snapdragon, MediaTek, Qualcomm, etc., and these processors have processing speeds that are expressed in terms of GigaHertz(GHz). So, the higher the speed, the faster the processor is.
  2. Memory: Along with the processor, the Memory decides how slow or fast your phone will operate. There are two types of Memory- Random Access Memory(RAM) and Read-Only Memory(ROM). ROM is also referred to as storage. This can be expanded via a MicroSD card. If you want a faster phone, go for higher RAM, and if you want more storage, go for higher ROM.
  3. Camera: It totally depends on what requirement you have for the camera. However, you must know that more megapixels do not mean a better picture. In fact, good quality photos depend upon the aperture, autofocus and ISO levels. So, if you are going to use your phone for a camera, go for a 12 or 16-megapixel camera with an aperture of f/2.0 or lower. And if you do not have heavy usage of a camera, then even an 8-12-megapixel camera would do the job.
  4. Battery: If you use your phone continuously, be it for playing games or for streaming videos, the battery drains faster. In that case, you should consider a smartphone having a bigger battery.
  5. Price: Last but not least, price is important. Before coming up with any particular choice, first, make sure what your budget is.

Also Read: 5 Best 5G Mobile Phones Under 25000 In India

Best Mobile Phones Under 20000: Top 10 Options

Consider these options when looking for the next best mobile phones under 20000 in India.

1. Lava Agni 2 5G

7.1
Score
Lava Agni 2 5G
Starting
₹21,999
+
Compare
Processor
Processor
8.2
MediaTek Dimensity 7050Octa core (2.6 GHz, Dual core, Cortex A78 + 2 GHz, Hexa Core, Cortex A55)Mali-G68 MC4
MediaTek Dimensity 7050
Display
Display
8.9
6.78 inches388 ppi, AMOLED1080 x 2400 pixels
6.78 inches
Camera
Camera
8.4
Quad, 50MP + 8MP + 2MP + 2MP3840x2160 @ 30 fpsSingle, 16MP
Quad, 50MP + 8MP + 2MP + 2MP
Battery
Battery
8.2
4700 mAh, Li-PolymerFast, 66W
4700 mAhLi-Polymer

Although budget phones are usually underpowered, Lava has been changing this perception with its high-performing smartphones targeted at the mid-range market. The Lava Agni 2 5G 6.78 inches pack a full-HD+ curved AMOLED display with a screen resolution of 2220×1080 pixels.  

In addition, octa-core MediaTek Dimensity 7050 5G System-on-Chip (SoC) powers the Lava Agni 2 5G. It has a Quad rear camera setup, a 50-megapixel 1.0-micron camera sensor + an 8-megapixel ultra-wide sensor + a 2-megapixel depth sensor + a 2-megapixel macro sensor and a 32-megapixel front camera. In addition, it comes with a 4,700mAh battery and a 66W wired fast-charging adapter. One of the must-buys under the best mobile phones under the 20000 category.

Lava Agni 2 5G

Variants

8GB RAM | 256GB Storage

Buy on Amazon

X-Factor: Good for multimedia use

Lava Agni 2 5G is an excellent mobile phone that offers a wide range of features and connectivity options. The performance is amazing, and the battery also stays for quite a while, making it one of the worthwhile purchases for mobile phones under the 20000 range.

2. Vivo Y22

7
Score
Vivo Y22 2022
Starting
₹14,499
+
Compare
Processor
Processor
6.8
MediaTek Helio G70Octa core (2 GHz, Dual core, Cortex A75 + 1.7 GHz, Hexa Core, Cortex A55)Mali-G52 MC2
MediaTek Helio G70
Display
Display
6.7
6.55 inches270 ppi, IPS LCD720 x 1612 pixels
6.55 inches
Camera
Camera
8.0
Dual, 50MP + 2MP1920x1080 @ 30 fpsSingle, 8MP
Dual, 50MP + 2MP
Battery
Battery
8.2
5000 mAh, Li-PolymerFast, 18W
5000 mAhLi-Polymer

Vivo has turned out to be one of the hot-selling mobile phones under the 20000 range owing to its amazing camera build, speed, and charging capability. The Vivo Y22 is here to give you an over-the-top feeling. Let’s see what makes it countable as one of the best mobile phones under 20000.

The Vivo Y22 has a big 6.55-inch screen with an LCD display. The surface comes with a frosted anti-glare, which protects the phone from any scratches. It packs a 5000mAh battery that gives a good backup and an 18W fast charging mechanism. The camera has a 50-megapixel + 2-megapixel rear camera setup and a decent selfie camera.

VIVO Y22

Variants

6GB RAM | 128GB Storage
4GB RAM | 64GB Storage

Buy from Flipkart

Buy from Amazon

X-Factor: Stunning display and rounded corners to the sleeky exterior

The Vivo Y22 is clearly one of the best mobile phones under 20000. The super night camera and AI power-saving technology are some of the unique features of the phone, along with other technical specifications that are one-of-its-kind in the market currently.

3. Samsung Galaxy M33 5G

7.3
Score
Samsung Galaxy M33 5G
Starting
₹14,799
+
Compare
Processor
Processor
6.1
Samsung Exynos 1280Octa core (2.4 GHz, Dual core, Cortex A78 + 2 GHz, Hexa Core, Cortex A55)Mali-G68
Samsung Exynos 1280
Display
Display
5.5
6.6 inches400 ppi, TFT1080 x 2408 pixels
6.6 inches
Camera
Camera
9.0
Quad, 50MP + 5MP + 2MP + 2MP3840x2160 @ 30 fps, 1920x1080 @ 30 fpsSingle, 8MP
Quad, 50MP + 5MP + 2MP + 2MP
Battery
Battery
8.2
6000 mAh, Li-PolymerFast, 25W
6000 mAhLi-Polymer

Samsung has always been a popular choice in the smartphone industry. The company is launching decent smartphones at the most aggressive prices. Samsung Galaxy M33 5G has attractive specifications in its price range, making it the best mobile phone under 20000.

The Samsung Galaxy M33 5G features an Exynos 1280 octa-core processor with a sizeable 6.60-inches display. The phone packs a decent 6,000mAh battery. Coming to the cameras, the phone has a quad camera setup, including 50-megapixels + 5-megapixels + 2-megapixels + 2-megapixels cameras on the back and an 8-megapixel selfie camera.

Samsung Galaxy M33 5G

Variants

6GB RAM | 128GB Storage
8GB RAM | 128GB Storage

Buy from Amazon

X-Factor: Massive 6000mAh battery along with reverse charging.

The Samsung Galaxy M33 5G has a high-end processor. Thus you don’t have to face any lags when using the model under one of the best mobile phones under 20000 category.

Also Read: 5 Best Samsung Camera Mobile Phones In India

4. OnePlus Nord CE 3 Lite 5G

7.6
Score
OnePlus Nord CE 3 Lite 5G
Starting
₹19,990
+
Compare
Processor
Processor
7.9
Qualcomm Snapdragon 695Octa core (2.2 GHz, Dual core, Kryo 660 + 1.7 GHz, Hexa Core, Kryo 660)Adreno 619
Qualcomm Snapdragon 695
Display
Display
7.7
6.72 inches392 ppi, IPS LCD1080 x 2400 pixels
6.72 inches
Camera
Camera
8.4
Triple, 108MP + 2MP + 2MP1920x1080 @ 30 fps, 1280x720 @ 30 fpsSingle, 16MP
Triple, 108MP + 2MP + 2MP
Battery
Battery
8.2
5000 mAh, Li-PolymerSuper VOOC, 67W
5000 mAhLi-Polymer

When it first started, the OnePlus became very popular quickly because it sold powerful phones at competitive prices, completely changing the market. OnePlus Nord CE 3 Lite 5G is another excellent addition to the OnePlus family, marking its way among the best mobile phones under 20000 in India.

The phone features a 6.72-inch display with a resolution of 1080×2400 pixels. It packs a 5000mAh battery and a Qualcomm chipset for a power-packed performance and user experience. The phone includes a high-resolution triple camera setup on the back featuring a 108-megapixel main camera lens+ 2-megapixels depth assist lens + a 2-megapixels macro lens.

OnePlus Nord CE 3 Lite 5G

Variants

8GB RAM | 128GB Storage
8GB RAM | 256GB Storage

Buy from Amazon

X-Factor: Great display

If you love photography and capturing the best out of every moment, it might be your go-to phone. The clean UI of the OnePlus Nord CE 3 Lite 5G would definitely impress you. It is one of the best mobile phones, under 20000.

Also Read: 5 Best OnePlus Mobile Phones Under 30000 In India

5. iQOO Z7 5G

7.7
Score
iQOO Z7 5G
Starting
₹18,999
+
Compare
Processor
Processor
8.1
MediaTek Dimensity 920 MT6877TOcta core (2.5 GHz, Dual core, Cortex A78 + 2 GHz, Hexa Core, Cortex A55)Mali-G68 MC4
MediaTek Dimensity 920 MT6877T
Display
Display
8.8
6.38 inches413 ppi, AMOLED1080 x 2400 pixels
6.38 inches
Camera
Camera
8.4
Dual, 64MP + 2MP3840x2160 @ 30 fps, 1920x1080 @ 30 fpsSingle, 16MP
Dual, 64MP + 2MP
Battery
Battery
8.2
4500 mAh, Li-PolymerFlash, 44W
4500 mAhLi-Polymer

It is quite clear that the iQOO Z7 5G is geared toward power-hungry consumers as well as gaming fans. The MediaTek Dimensity 920 5G SoC with octa-core processor and Funtouch OS included in this phone is a fresh new one, making the iQOO Z7 5G the first of its kind available on the market.

With the AMOLED display and screen size of 6.38 inches, it offers a smooth and seamless viewing experience to the users. Additionally, it offers high touch sampling rate at 360Hz, which allows you easy touch navigation. The iQOO Z7 5G comes with a dual camera setup with 64-megapixel optical image stabilisation primary camera and a 2-megapixel camera. The phone’s single speaker is quite applaudable and produces decent sound quality.

iQOO Z7 5G pros and cons
iQOO Z7 5G

Variants

6GB RAM | 128GB Storage
8GB RAM | 128GB Storage

Buy from Flipkart

Buy from Amazon

X-Factor: Best for gamers as it has a powerful processor and display.

6. POCO X5

7.5
Score
POCO X5 5G
Starting
₹15,999
+
Compare
Processor
Processor
7.9
Qualcomm Snapdragon 695Octa core (2.2 GHz, Dual core, Kryo 660 + 1.7 GHz, Hexa Core, Kryo 660)Adreno 619
Qualcomm Snapdragon 695
Display
Display
8.9
6.67 inches395 ppi, Super AMOLED1080 x 2400 pixels
6.67 inches
Camera
Camera
8.2
Triple, 48MP + 8MP + 2MP1920x1080 @ 30 fps, 1280x720 @ 30 fpsSingle, 13MP
Triple, 48MP + 8MP + 2MP
Battery
Battery
8.2
5000 mAh, Li-PolymerFast, 33W
5000 mAhLi-Polymer

POCO phones have been grabbing the attention of the audience with their budget-segment smartphones. With the launch of the POCO X5, the smartphone company has been gaining more interest from customers. The phone offers a powerful processor, which is why it is the best mobile phones under 20000.

The POCO X5 brings a marvellous 6.67-inch display with 1080 x 2400 pixels resolution. It is powered by a Qualcomm Snapdragon 695 processor and packs a 5000mAh battery. The phone has a triple camera setup which includes a 48-megapixel primary camera+ 8-megapixels ultra-wide camera + a 2-megapixels depth sensor. Additionally, it has a single 13-megapixel front camera that lets you capture a decent selfie image and video.

POCO X5 Best mobile phones under 20000
POCO X5

Variants

6GB RAM | 64GB Storage
6GB RAM | 128GB Storage
8GB RAM | 256GB Storage

Buy from Flipkart

Buy from Amazon

X-Factor: Superfast Charging

If you are someone who loves to use the phone for playing games, POCO X5 is the best smartphone option for under 20000.

7. Redmi Note 12 5G

7.5
Score
Xiaomi Redmi Note 12 5G
Starting
₹17,999
+
Compare
Processor
Processor
7.9
Qualcomm Snapdragon 4 Gen 1Octa core (2 GHz, Dual core, Cortex A78 + 1.8 GHz, Hexa Core, Cortex A55)Adreno 619
Qualcomm Snapdragon 4 Gen 1
Display
Display
8.9
6.67 inches395 ppi, Super AMOLED1080 x 2400 pixels
6.67 inches
Camera
Camera
8.2
Triple, 48MP + 8MP + 2MP1920x1080 @ 30 fps, 1280x720 @ 30 fpsSingle, 13MP
Triple, 48MP + 8MP + 2MP
Battery
Battery
8.2
5000 mAh, Li-PolymerFast, 33W
5000 mAhLi-Polymer

With 4GB RAM and 128GB ROM, the Redmi Note 12 5G is one of the best mobile phone purchases under 20000. Known for its high-speed performance due to the inbuilt Snapdragon® 4 Gen 1 processor, the mobile phone is worth buying. Additionally, it comes with 48MP AI triple camera and 13MP front camera that yield exceptional picture and video quality.

The battery backup is quite good as it comes with 5000mAH battery power and fast charging technology. The display is smooth, with a 120Hz refresh rate with AMOLED technology and a resolution of 1080 x 2400 pixels.

Redmi Note 12 5G

Variants

4GB RAM | 128GB Storage
6GB RAM | 128GB Storage
8GB RAM | 256GB Storage

Buy from Amazon

X-Factor: Superfast charging speed

Redmi Note 12 5G is an all-rounder phone. It offers a great gaming experience in the mid-price range and a superfast charging speed. All these reasons make it the best mobile phones under 20000.

8. Samsung Galaxy F13

6.8
Score
Samsung Galaxy F13
Starting
₹9,999
+
Compare
Processor
Processor
5.0
Samsung Exynos 8 Octa 850Octa core (2 GHz, Quad core, Cortex A55 + 2 GHz, Quad core, Cortex A55)Mali-G52
Samsung Exynos 8 Octa 850
Display
Display
7.4
6.6 inches400 ppi, IPS LCD1080 x 2408 pixels
6.6 inches
Camera
Camera
8.4
Triple, 50MP + 5MP + 2MP1920x1080 @ 30 fpsSingle, 8MP
Triple, 50MP + 5MP + 2MP
Battery
Battery
8.2
6000 mAh, Li-ionFast, 15W
6000 mAhLi-ion

Samsung always has something new to offer to the audience. This time it’s the lower-range phone Samsung Galaxy F13. The phone is budget-friendly, with great battery life and processor. The phone is targeted at the lower-range market.

The Samsung Galaxy F13 has a 6.60-inch display with 1080 x 2408 pixels resolution. It boasts an Exynos 850 Processor and is backed by a 6000mAh battery. It includes a triple camera setup on the back featuring 50-megapixels + 5-megapixels + 2-megapixels cameras and an 8-megapixels camera at the front.

best mobile phone under 20000 Samsung Galaxy F13

Variants

4GB RAM | 64GB Storage
4GB RAM | 128GB Storage

Buy on Flipkart

X-Factor: Great software UI

Samsung Galaxy F13 is a winner if you like your smartphone compact and light. The seamless software UI make it the best mobile phones under 20000.

Also Read: 5 Best Vivo Mobile Phones In India

9. Realme Narzo 50 5G

7.4
Score
Realme Narzo 50 5G
Starting
₹15,490
+
Compare
Processor
Processor
8.0
MediaTek Dimensity 810 MT6833Octa core (2.4 GHz, Dual core, Cortex A76 + 2 GHz, Hexa Core, Cortex A55)Mali-G57 MC2
MediaTek Dimensity 810 MT6833
Display
Display
7.5
6.6 inches400 ppi, IPS LCD1080 x 2408 pixels
6.6 inches
Camera
Camera
8.0
Dual, 48MP + 2MP1920x1080 @ 30 fpsSingle, 8MP
Dual, 48MP + 2MP
Battery
Battery
8.2
5000 mAh, Li-PolymerDart, 33W
5000 mAhLi-Polymer

The Realme Narzo 50 5G has a 6.6-inch IPS LCD display with a 90Hz refresh rate, making it the latest addition to the Narzo family. The device performs very well because it comes with a MediaTek Dimensity 810 processor. All of this makes it the best mobile device phone under 20000 in India.

The Narzo 50 5G brings a 6.52-inches display on the front with a resolution of 1080 x 2400 pixels. It runs on MediaTek Dimensity 810 chipset and packs a 5000mAh battery. It has a dual-camera setup comprising 48-megapixel + 2-megapixels cameras on the back.

Realme Narzo 50 5G best mobile phone under 20000

Variants

4GB RAM | 64GB Storage
4GB RAM | 128GB Storage
6GB RAM | 128GB Storage

Buy from Flipkart

Buy from Amazon

X-Factor: Decent gaming performance

Realme Narzo 50 5G is a decent smartphone and one of your best options under 20000. The powerful successor is sure to melt your heart.

10. Xiaomi Redmi Note 11T 5G

7.6
Score
Xiaomi Redmi Note 11T 5G
Starting
₹15,999
+
Compare
Processor
Processor
8.0
MediaTek Dimensity 810 MT6833Octa core (2.4 GHz, Dual core, Cortex A76 + 2 GHz, Hexa Core, Cortex A55)Mali-G57 MC2
MediaTek Dimensity 810 MT6833
Display
Display
7.6
6.6 inches399 ppi, IPS LCD1080 x 2400 pixels
6.6 inches
Camera
Camera
8.0
Dual, 50MP + 8MP1920x1080 @ 30 fps, 1280x720 @ 30 fpsSingle, 16MP
Dual, 50MP + 8MP
Battery
Battery
8.2
5000 mAh, Li-PolymerFast, 33W
5000 mAhLi-Polymer

Xiaomi rules the market with its smartphones for all ranges. However, the company has been launching budget-friendly smartphones for quite some time now. The Xiaomi Redmi Note 11T 5G smartphone is said to give close competition to its competitors with the features it offers at this price.

The phone brings a 6.6 inches display with 1080 x 2400 pixels resolution. It features a MediaTek Dimensity 810 processor and packs a big 5000mAh battery. The cameras on this device include dual lenses, including 50-megapixels + 8-megapixels on the back and a 16-megapixels selfie camera.

Xiaomi Redmi Note 11T 5G best mobile phone under 20000

Variants

4GB RAM | 128GB Storage
6GB RAM | 128GB Storage

Buy from Amazon

X-Factor: Long battery life with 5G support

The Redmi Note 11 T’s battery life is exceptionally well. Although the phone only supports 33W fast charging, a single charge would last for the entire day.

Best Mobile Phones Under 20000: Final Thoughts

Now that you have an idea about the top ten phones under 20000, it will become a bit easier for you to make a purchasing decision. Most of the phones mentioned above were launched in 2023, which are loaded with the latest features and specs. To narrow your search even further, if the camera is your priority, the OnePlus Nord CE 3 Lite 5G is the best mobile phone device under 20000. But if you prefer a powerful processor, you must go for the Samsung Galaxy F14 or Realme Narzo 50.

Also Read: 5 Best Mobile Phones Under 35000 In India

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